Paying cheques into account

d123

ThemeOne wrote: »

I didn't know you could pay in cheques at Co-op stores. Is that just for Co-op Bank?

At Co-op supermarkets? They never mentioned that when I banked with them and they don't mention it on their website.

How do I pay money into my account?

You can pay money into your account by:

visiting your local branch

visiting your local Post Office - for cash deposits simply hand over your cash/debit card to a member of staff. For cheques you'll need a paying in slip, post office envelope (see below) and the cheque you would like to deposit

sending a cheque via the post*

electronically by setting up a standing order, or direct transfer from one bank account to another. Please check your individual account for more information

Please note, businesses paying via post office must be registered to use this facility and use brown envelopes for cheque deposits. Non Business customers must use the white envelopes.

To request any stationery please contact us.
The address to send your cheque to is:
The Co-operative Bank
Blaise Pascal House
100 Pavilion Drive
Brackmills
Northampton
NN4 7AR

http://ask.co-operativebank.co.uk/system/templates/selfservice/coop/#!portal/401100000001000/article/PROD-2648/How-do-I-pay-money-into-my-account?fromQuery=cheque

EarthBoy

Some of the larger Co-op department stores used to have a Co-op Bank counter in them, basically a mini Co-op Branch. The one in Sheffield did, but that was many years ago. Apparently, they've tried the concept of in-store branches again in more recent years:
https://www.theguardian.com/money/2011/oct/14/co-operative-bank-in-store-branch

I doubt whether Co-op stores without an in-store branch would let you pay cheques in.

sausage_time

gt94sss2 wrote: »

...I think First Direct are (were?) one of the very few who would provide pre-paid envelopes for their customers to post cheques to them.

Last batch of envelopes I received from FD had just the address printed but no postage. Miserable gits. I brave the queues at my post office when I need to pay in a cheque now.

helenthegardener

I wanted to know if I could pay cheques in to a Sainsbury's or Co-op bank account at there shops as there is one near to me.

grumbler

their shops

Re Co-op see post #22 above.

Re Sainsbury's I don't think that they offer current accounts. For savings they suggest to post cheques - 'ask a question' at the top of https://www.sainsburysbank.co.uk/

stclair

I personally never pay postage to a business just add free post into the address and the letter has alwats made its way there lol

eskbanker

stclair wrote: »

I personally never pay postage to a business just add free post into the address and the letter has alwats made its way there lol

You do realise that simply writing 'freepost' into the address doesn't mean it gets delivered free? If they don't have a legitimate freepost arrangement with Royal Mail then the recipient still needs to pay the relevant postage plus the associated admin charge - this may have worked for you with some businesses but it's not really a viable generic recommendation, especially for sending cheques.

Edit: should have added that the recipient can choose whether or not to accept unpaid mail, so relying on them doing so isn't wise....

stclair

It's been working fine for me for years ��

I used to work in a post room and umpteen letters would cone without enough postage or non at all. Royal also would invoice the company on a regular basis.

Just the same as when customers send SAE the company would very rarly use them.

Obviously it's down to the individual person if they want to do it not. Most companies have a free post address and maybe the OP should ask Lloyds if they have one.

I'm not recommending anyone should do I'm just telling you my own personal experience.

custardy

stclair wrote: »

I personally never pay postage to a business just add free post into the address and the letter has alwats made its way there lol

So basically your view is you shouldn't pay for services you use? (lol?)

DCFC79

helenthegardener wrote: »

I wanted to know if I could pay cheques in to a Sainsbury's or Co-op bank account at there shops as there is one near to me.

Open up an account with either of them and transfer the money once cleared to an account of your choice.