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Santander Regular Saver

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  • Pincher
    Pincher Posts: 6,552 Forumite
    1,000 Posts Combo Breaker
    So I qualify!

    Probably wait until after 6th April 2017.

    I think I am projected to go over the £1,000 Savings Allowance for 2017/18, already.

    If I stray into higher rate tax band, it's 40% tax on interest.
    And it's only £500 allowance.
    Why do I bother.
  • harz99
    harz99 Posts: 3,741 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Well, over 4 hours after I sent a secure message and 30 minutes after a phone call in which I got told the interest should be paid by close of business, nothing yet. Looks like another call tomorrow is on the cards.
  • Cool, think I'll open a Santander Lite to get it in that case.
    If I switch some bills over, that should cover the fee.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    harz99 wrote: »
    Well, over 4 hours after I sent a secure message and 30 minutes after a phone call in which I got told the interest should be paid by close of business, nothing yet. Looks like another call tomorrow is on the cards.
    It'll show online in the morning.

    Really, what's the rush?
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    harz99 wrote: »
    Well, over 4 hours after I sent a secure message and 30 minutes after a phone call in which I got told the interest should be paid by close of business, nothing yet. Looks like another call tomorrow is on the cards.



    "close of business" 60 minutes yet
  • AndyPK
    AndyPK Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts
    back to 5%. Excellent. Glad I waited a few days.

    right now how do I close this old one.. its on here somewhere...
  • My Regular Saver matured last week (Issue 1, 5%). Santander sent me a cheque which was delivered the next day. I closed the account the same day it converted to the standard savings account however, so I didn't wait long enough for them to apply interest to the account.
  • ColdIron
    ColdIron Posts: 9,851 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    AndyPK wrote: »
    back to 5%. Excellent. Glad I waited a few days.

    right now how do I close this old one.. its on here somewhere...
    http://forums.moneysavingexpert.com/showpost.php?p=72260289&postcount=16
  • soulsaver
    soulsaver Posts: 6,619 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AndyPK wrote: »
    back to 5%. Excellent. Glad I waited a few days.

    right now how do I close this old one.. its on here somewhere...
    Phone or in branch... or maybe secure message.
  • harz99
    harz99 Posts: 3,741 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    It'll show online in the morning.

    Really, what's the rush?


    It did show up as you say.


    The rush is simply that we wanted the interest paid this tax year, and anyway if they can sort one thing on anniversary of opening day why not the other - interest is supposed to be paid annually, not annually +1 day.
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