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Undeclared Banned Named Driver

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  • Quentin
    Quentin Posts: 40,405 Forumite
    Insurers usually ask about any claims or losses or incidents that could have resulted in a claim or similar wording.

    You did make a claim albeit resulting in rejection and must be disclosed to other insurers.

    Whereas normally insurers ask if you ever had a policy voided, claims history is normally asked in terms of the last 4/5 years
  • ConMan
    ConMan Posts: 108 Forumite
    You'll need to disclose the claim - However, you may come across an issue with the Claim status. Some aggregators will automatically set a theft claim to a fault claim, which yours wasn't so just heads up on that.
    You'll find me sat in the corner with a pack of dry roasted and a Guinness.
  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Yes, you will need to declare the incident that would've been a claim if you'd had valid insurance.
  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 30 June 2018 at 2:49PM
    Conman, How was it not? A stolen car is a fault loss, regardless of the fact the insurance is invalid.
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