Onwards and downwards...
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A few items sold yesterday so have packed them and will post later :T It's another box emptied so I'm happy :j"If you can dream it, you can do it". Walt Disney0
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You're staying true to your title jwil. Hope you've still got your dining table clear. Great news that hubby is clearing another box of stuff! You're so brilliant. I can never get anything done with my two little ones. XLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Thank you penny Yes, I know what you mean, most of it's not mine any more either, though I do still have a fair bit to go.
Yes, that's it. I read it on here somewhere. Not sure if it's true, but apparently they can do that if the full balance has not been settled. Mine was sold on beforehand so I don't know if that makes a difference.
Just googled and came up with this: https://beatmydebt.com/news-articles/can-a-bank-use-my-ppi-compensation-to-pay-off-debt
Looks like they can but you might be able to argue against it with a F&F. Mine was written off so I can't see how I'd have a claim.
Part of my debts were written off too and I have letters saying I owe nothing, so I think I'd be ok if I claimed PPI.
You're doing well on the decluttering front .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You're staying true to your title jwil. Hope you've still got your dining table clear. Great news that hubby is clearing another box of stuff! You're so brilliant. I can never get anything done with my two little ones. X
Aww thank you It is so hard to get anything done with little ones. I only can if I leave the room or get up early before them! The dining table is still clear (most of the time!)HairyHandofDartmoor wrote: »Part of my debts were written off too and I have letters saying I owe nothing, so I think I'd be ok if I claimed PPI.
You're doing well on the decluttering front .
I've got that too with this one, so I'll keep my fingers crossed! Hopefully I will hear in the next week or so"If you can dream it, you can do it". Walt Disney0 -
Todays pads:
£2.93 to Mortgage
£5.00 to debt savings
£0.56 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,755 - £565 paid :T
2 parcels posted today."If you can dream it, you can do it". Walt Disney0 -
Todays pads:
£1.31 to Mortgage
£2.00 to debt savings
£1.09 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,753 - £567 paid :T
1 parcel posted today.
I've just redeemed £15 amazon from a survey site.
I've also put in a complaint about some shoes I bought which have fallen apart after just a few months use.
If I get a chance today I'm going to investigate shoes as I need a new pair, and tumble driers. I'll then keep an eye out in case either come up on black friday deals."If you can dream it, you can do it". Walt Disney0 -
Todays pads:
£1.31 to Mortgage
£3.00 to debt savings
£2.21 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,750 - £570 paid :T
6 parcels posted today.
I've just redeemed £50 for DH from you gov.
I've also set him up on Noddle to keep an eye on his credit record, as he got a letter yesterday saying he was one of those affected by the Equifax hack :mad: Although I know it's meaningless, it's nice to see his score is 'excellent' considering mine"If you can dream it, you can do it". Walt Disney0 -
Today's 'to do' list:
Ebay listing for DH
Finish sorting and prepping the pile I have accumulated to go on ebay
Ebay listing for me
Reach £5 on 1 survey site so I can cashout
Clean kitchen
Clean bathroom
Vacuum
Get up to date with admin and tidy desk
Sort and tidy packaging materials
Put washing away
Catch up on washing
Check and wrap little miss's birthday stuff
Check Xmas gifts, see what I need to get
Buy DH's Xmas gift
Research Tumble driers
Look for new shoes
Check car insurance quotes
Pay Council tax
Meal plan for next week
Tackle and organise toy pile
Go through DH's ebay boxes and see if they can be condensed."If you can dream it, you can do it". Walt Disney0 -
Sounds like a busy day.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0
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in_need_of_direction wrote: »Sounds like a busy day.
Yes, and work too :eek:"If you can dream it, you can do it". Walt Disney0
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