Onwards and downwards...

jwil

End of month summary:

Total debt:

1. [STRIKE]£2,301.00[/STRIKE]/ £2,286.00
2. [STRIKE]£8,388.00[/STRIKE]/ £8,335.00
3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
4. [STRIKE]£4,022.00[/STRIKE]/ £3,998.00
5. [STRIKE]£2,380.00[/STRIKE]/£1,898.00
6. [STRIKE]£4,586.00[/STRIKE]/£4,566.00
7. [STRIKE]£4,813.00[/STRIKE]/£4,786.00
8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j

[STRIKE]£34,557[/STRIKE]/£25,869 = 25.14% paid
Debt savings target: [STRIKE]£19,320[/STRIKE]/£670 = 3.47% reached

Emergency savings: £3000

DFD - [STRIKE]December 2087[/STRIKE] August 2071 :eek:

Slowly but surely...

in_need_of_direction

hey, not so slowly. also remember that you were previously adding to debt so major financial changes

AdventureWanted

You’re doing really well Jwil. Your decluttering skills are amazing. I really must try harder on that front, especially before the DC get more toys for Christmas.

HairyHandofDartmoor

jwil wrote: »

End of month summary:

Total debt:

1. [STRIKE]£2,301.00[/STRIKE]/ £2,286.00
2. [STRIKE]£8,388.00[/STRIKE]/ £8,335.00
3. [STRIKE]£6,892.00[/STRIKE]/ £0.00 :j :j :j
4. [STRIKE]£4,022.00[/STRIKE]/ £3,998.00
5. [STRIKE]£2,380.00[/STRIKE]/£1,898.00
6. [STRIKE]£4,586.00[/STRIKE]/£4,566.00
7. [STRIKE]£4,813.00[/STRIKE]/£4,786.00
8. [STRIKE]£1,175.00[/STRIKE]/£0.00 :j :j :j

[STRIKE]£34,557[/STRIKE]/£25,869 = 25.14% paid
Debt savings target: [STRIKE]£19,320[/STRIKE]/£670 = 3.47% reached

Emergency savings: £3000

DFD - [STRIKE]December 2087[/STRIKE] August 2071 :eek:

Slowly but surely...

You're making great progress, two whole debts paid off and debt savings that are growing :T

jwil

Todays pads:

£3.25 to Mortgage
£5.00 to debt savings
£2.95 to joint od


Debt savings - [STRIKE]£19,320[/STRIKE]/£18,645 - £675 paid :T

jwil

in_need_of_direction wrote: »

hey, not so slowly. also remember that you were previously adding to debt so major financial changes

Thank you, yes you are right, that is one huge difference

AdventureWanted wrote: »

You’re doing really well Jwil. Your decluttering skills are amazing. I really must try harder on that front, especially before the DC get more toys for Christmas.

I don't get as much out as I'd like but thank you! I must get round to the toys before Christmas!

HairyHandofDartmoor wrote: »

You're making great progress, two whole debts paid off and debt savings that are growing :T

Thank you I'm quite pleased with the debt savings actually

jwil

I didn't get too much done yesterday Will try and do some more over the weekend.

Reach £5 on 1 survey site so I can cashout
Clean kitchen
Clean out fridge
Clean out freezers and inventory
Clean bathroom
Vacuum
Get up to date with admin and tidy desk
[STRIKE]Sort and tidy packaging materials[/STRIKE]
Put washing away
Check Xmas gifts, see what I need to get
Research Tumble driers
Meal plan for next week
Tackle and organise toy pile
Christmas cards
Write shopping list
Box up DH's stuff in kids bedroom
Get rid of highchair
Get rid of baby walker
Look for toy storage
Open 2nd ebay account for DH
Little miss' thank you cards
[STRIKE]Pay birthday money into bank[/STRIKE]
Wrap advent calendar books
Sort out advent calendars
Sort out and wrap Xmas gifts that need to be posted
Camel outfit for little jwil's nativity
Reply to birthday party invite
Book after school club for December
Look for charity to send ink cartridges to
[STRIKE]Tidy porch[/STRIKE]
Speak to builder
Tidy kids' bedroom
[STRIKE]Clear space for Xmas tree[/STRIKE]

I did get a £5 amazon voucher from a survey site, but one that was cashed out before so can't tick that off.

I also got a good tip from another thread - on ipsos, the points value of a virtual mastercard is lower than an amazon voucher. You can then use the mastercard to top up your amazon account so get the same value for fewer points. I tried it the other day and it works :T So I'll be using that one for that site and see if it's the same on any others.

pennywisepoundstupid

Jwil, ipsos is the only site so far that I have found that pre paid cards are lower points than amaz0n or paypal. You would think if they are worth the same amount in money that they would all be the same in points to withdraw.

Well done with getting so far with paying your debt off, I remember how hard it was to get anything done with 2 little ones, you do an amazing job.

WannabeFree

All looking good

Have a lovely day x

jwil

pennywisepoundstupid wrote: »

Jwil, ipsos is the only site so far that I have found that pre paid cards are lower points than amaz0n or paypal. You would think if they are worth the same amount in money that they would all be the same in points to withdraw.

Well done with getting so far with paying your debt off, I remember how hard it was to get anything done with 2 little ones, you do an amazing job.

Ah thank you, saves me looking! I don't understand why they are worth fewer points, but I'm not going to complain!

Thank you, it is hard to get stuff done.

Hope all is well with you

WannabeFree wrote: »

All looking good

Have a lovely day x

Thank you, you too