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Onwards and downwards...
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Car savings: Target: £3500/ Achieved: £15.08 (0.4%)
We've had a nice but busy weekend. No car booting other than to have a look yesterday. I just bought little jwil a Lego set and a book. DH bought little miss a Paw Patrol playset so they were both happy.
I didn't buy the car which we went to see, I wasn't happy with it. However, we did unexpectedly manage to purchase a car yesterday! Very happy with it so far. It was £500 over what I'd hoped to spend, hence the increased budget. However, hopefully it will last many years like my previous one. DH has stumped up the cash, so now I want to get him paid back asap.
Payday today :T Another lower wage due to unpaid leave, but not as bad as I'd thought. I look forward to a proper wage again next month!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Glad you've found a nice car Jwil.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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April's totals:
1. [STRIKE]£2301[/STRIKE]/£2279
2. [STRIKE]£8388[/STRIKE]/£8329
3. [STRIKE]£4022[/STRIKE]/£3992
4. [STRIKE]£2380[/STRIKE]/£1892
5. [STRIKE]£4813[/STRIKE]/£4779
6. [STRIKE]£4586[/STRIKE]/£0 :T :T
7. [STRIKE]£1175[/STRIKE]/£0 :T :T
8. [STRIKE]£6892[/STRIKE]/£0 :T :T
Total: [STRIKE]£34,557[/STRIKE]/£21,271 = 38.45% paid
Emergency savings: £500
Debt savings: [STRIKE]£19,320[/STRIKE]/£18,819 - £501 reached, 2.59% :T
DFD - [STRIKE]December 2087[/STRIKE] April 2062:eek:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Today's pads:
£0.00 to Mortgage
£0.00 to debt savings
£0.00 to em savings
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,819 - £501 paid :T
Car savings: Target: £3500/ Achieved: £686.00 (19.6%)"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Totals for the month updated. I have dipped into the emergency fund and the debt savings to pay towards the car (including tax and insurance). I haven't completely wiped out either, and have paid DH a nice chunk back.
The tax payment seems to have gone through twice :mad: so I've contacted DVLA to ask for a refund.
So back to the debtbusting now. I have prepped some items to go on eBay so will try and get those on this week. I've also got a couple of items ready to go which just need to be photo'd.
The weather is looking ok for this weekend, so the plan is for DH to go car booting while I take little jwil to a party, and then maybe I'll try and sell on Monday as well, as DH is working.
I received my £50 from YouGov so that went straight to the car pot."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Glad to hear you found a nice car
You can have results or excuses, but not both.Challenge - be 14 Stone BY XMAS!
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Happy new car :j
I'm only 350 points away from a payout but they seem to have dried up a total the moment xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Glad to hear you found a nice car
Thank youHappy new car :j
I'm only 350 points away from a payout but they seem to have dried up a total the moment xx
It took me so long to get the last few points, the surveys are definitely not as frequent at the moment."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
This morning I prepped another load of items to go on ebay. I must try and get them listed now!
I've received another £3 from a survey site so that will go to the car pot.
Had some good news at work today too, I'm going to be much more heavily involved in a big project coming up. It should be interesting and challenging, so I'm pleased after my moaning the other week
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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