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Onwards and downwards...

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  • Good news about selling all the books, but bad news about your car :(. At least you have the funds for a car though which is the only silver lining.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about selling all the books, but bad news about your car :(. At least you have the funds for a car though which is the only silver lining.

    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD:

    £5.49 to car savings.

    Car savings: Target: £3000/ Achieved: £6.49

    I'll not be PADding to the mortgage etc for now. I'd really like enough to get a decent car, and hopefully using as little of the debt/emergency savings as possible. I've got my new car account which I'd set up the other week, so will be putting as much as possible into there.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've done some listings for DH and have identified a couple of bits for me to go on when I've prepped them.

    4 parcels posted today and still waiting for a few to pay.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Oh no to the car problems. Ours is back in with a warning light :angry: Such a pain. Glad you have a plan to pay for reliability tho. Well done.

    Have a good rest of the week. Still smiling at master jwil and his joy at scooting to school :)
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh no to the car problems. Ours is back in with a warning light :angry: Such a pain. Glad you have a plan to pay for reliability tho. Well done.

    Have a good rest of the week. Still smiling at master jwil and his joy at scooting to school :)

    They are so frustrating aren't they :( Hope yours gets sorted soon.

    He's a sweetie, little things!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 April 2018 at 8:27AM
    I've had withdrawals from two survey sites, so a little sent over to the car fund. I will be closing my membership of one of the sites as it takes so long to get to withdrawal and the limit is only £4! I just get screened out of so many, it's not worth the hassle.

    We are going to look at a car this weekend. DH has offered to pay out of his car savings and I'll pay him back. He needs the money back as he's got an imminent big bill on his car as well :( . It's a nice looking car, but there is one issue which I'd like to resolve and if it can't be I will walk away. I must say, being able to look up the MOT history of a car is fascinating, and quite handy too!

    Car boots are cancelled again today, so no selling today :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD:

    £8.64 to car savings.

    Car savings: Target: £3000/ Achieved: £15.08 (0.5%)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope car viewing goes well

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope car viewing goes well

    x

    Thanks WF :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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