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Setmefree's Diary: MFi5 journey

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Radish72 wrote: »
    Where have you been hiding apart from in the 60's :)

    TBH the MFW board is so popular these days that I was having difficulty keeping up!!! I just post on the MFi3 thread now...

    I'm so looking forward to the 50s, round about Easter time :D
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 8 September 2023 at 3:54PM
    Well done- fantastic!!
    must read the whole of your diary to see how youve done it as you have made some wacking great OPs by the looks of it
    must be lovely to think only next year and itll be gone!


    When we took out our endowment 25 years ago - 25 years felt like forever and 2012 felt futuristic. I can't believe how fast the time has gone:o

    In 18 months the mortgage will be gone! It will feel unreal and amazing. We should feel rich:T:T:T
  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    exellent progess smf, good to see you are all well and keeping up on the o.p's!
    Mortgage free:beer:

    [/COLOR]
  • SOandSO
    SOandSO Posts: 51 Forumite
    Well you may now think I'm stalking

    I hope I haven't caused problems on the other thread but didn't just want to pm my support

    If I could load a group hug smilie I would

    You have been a positive support and encouragement to many and your achievements are a great incentive

    Keep up the good work
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Only 18months to go!!!!!!!!!! Yayyyyyy!!!!

    Congratulations smf2 :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Sunnyday
    Sunnyday Posts: 3,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    setmefree2 wrote: »
    When we took out our endowment 25 years ago - 25 years felt like forever and 2012 felt futuristic. I can't believe how fast the time has gone:o

    In 18 months the mortgage will be gone! It will feel unreal and amazing. We should feel rich:T:T:T

    Fantastic to hear that :j I shall be willing you on. Its a great feeling when you can see the light at the end of the tunnel :D

    I`m getting obsessed with it atm :rotfl:, fingers crossed for everyone!

    SD
    Planning on starting the GC again soon :p
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SOandSO wrote: »
    Well you may now think I'm stalking

    I hope I haven't caused problems on the other thread but didn't just want to pm my support

    If I could load a group hug smilie I would

    You have been a positive support and encouragement to many and your achievements are a great incentive

    Keep up the good work

    I can't tell you how much I appreciated it! :T:T:T

    I remember when I first started to post on this board there were constant attacks against everyone for wanting to be MF - idiots (amongst other things :o) we were called.

    Well the MF Roll of honour is growing by the day and, personally, I'm glad to be an idiot:D

    Thanks Again for your support on that other board thumbs_up_smiley.gif
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    Only 18months to go!!!!!!!!!! Yayyyyyy!!!!

    Congratulations smf2 :D


    Sooooooo close now.....:D
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    setmefree2 wrote: »
    I can't tell you how much I appreciated it! :T:T:T

    I remember when I first started to post on this board there were constant attacks against everyone for wanting to be MF - idiots (amongst other things :o) we were called.

    Well the MF Roll of honour is growing by the day and, personally, I'm glad to be an idiot:D

    Thanks Again for your support on that other board thumbs_up_smiley.gif


    Have people being giving you a hard time setmefree

    I think you were the first person to post on my diary, wishing me well and a big welcome

    So I'm proud to be an idiot with you :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 21 January 2011 at 2:25PM
    Radish72 wrote: »
    Have people being giving you a hard time setmefree

    I think you were the first person to post on my diary, wishing me well and a big welcome

    So I'm proud to be an idiot with you :)

    Not on this board :D

    Our eldest son is going to (hopefully) Uni in autumn 2012 and he won't get a great deal of student loans as we earn too much. I was daft enough to start a thread enquiring about how much parents give their kids for maintenance costs. The abuse I had hurled at me was something else. Basically they (the resident trolls on the board) think I am an interferring parent. I think they actually believe my kids should tell me how much they want (lol - dream on ) or something.... actually, I'm not quite sure what their problems were most of the time!

    On top of all this, however, the system is changing next year. I have a horrible feeling that Student Loans are going to look like a really bad deal. Loans start at RPI + 1% and top out at RPI + 3% at the top rate. RPI is currently a tad under 5%. There are going to be penalties if you try to overpay and you are only going to be able to pay a small amount back each year!!!!

    So I was also wondering if students/parents should actually been taking out these loans.

    Anyway, on top of the abuse I have had some lovely PMs from nice MSEers and really it's only a few posters who have been horrible. And I have learned alot so it's not all bad:D

    What Fun!

    The thread is here if you want to join in!:D

    https://forums.moneysavingexpert.com/discussion/2916760

    but I suspect for most you Uni is way in the distant future (lucky you!)...
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