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Setmefree's Diary: MFi5 journey

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Just checked our monly interest for the month.

    Last year 31/1/2008 £827

    This year 31/1/2009 £260

    Difference £567 40px-Smiley_head_happy.png

    So we will pay off £1,155 this month PLUS an op of £1,000.

    I feel abit guilty, however. Because I know the government would really like me to spend this money......doh.gif
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    So....our daily interest has fallen from £26.68 to £8.34 WOW.gif
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    setmefree2 wrote: »
    So....our daily interest has fallen from £26.68 to £8.34 WOW.gif

    _pale_ poor old mortgage company, let's have a whip round :rotfl:. Well done :j

    Mine has fallen on own mortgage from £7.33 to £3.66 a day and collectively from £27.65 a day to £13.11 a day (£1.15 an hour to 55p an hour :o).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    gallygirl wrote: »
    _pale_ poor old mortgage company, let's have a whip round :rotfl:. Well done :j

    Mine has fallen on own mortgage from £7.33 to £3.66 a day and collectively from £27.65 a day to £13.11 a day (£1.15 an hour to 55p an hour :o).

    It's great isn't it?:T

    Might as well enjoy it as we'll be paying for it in extra tax before we know it:rolleyes:
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Last year 31/1/2008 £827

    This year 31/1/2009 £260

    Difference £567

    Wow :TIs the saved money going straight back into Oping or are you going to spend it keep the gov happy ;)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    SMF2
    I think that Gordon may well be round to admonish you for your selfish practices; not spending much on gas & electric, leaving the poor banks poor, saving money.... it really is not good enough you know! If those with the money don't spend it how will those who haven't got it get it???

    :D:D:D:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    StuartGMC wrote: »
    SMF2
    I think that Gordon may well be round to admonish you for your selfish practices;

    :D:D:D:D

    She's not being selfish Stuart, she's being an anarchist ;). I always wanted to be one as well, but rioting would have been a bit too energetic. I can do this one sitting on my butt though so I'm in too :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    gallygirl wrote: »
    She's not being selfish Stuart, she's being an anarchist ;). I always wanted to be one as well, but rioting would have been a bit too energetic. I can do this one sitting on my butt though so I'm in too :rotfl:

    Anarchic capitalists.... the mind boggles at what we've become! :rolleyes:

    However, we're still a small part of society, so gather round [STRIKE]comrades[/STRIKE] people let's get this message out to the masses :rotfl::rotfl::rotfl:

    (BTW: can they trace my IP Address when I post here.... :eek:)
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    Wow :TIs the saved money going straight back into Oping or are you going to spend it keep the gov happy ;)

    All back into the mortgage....snow.jpg
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    StuartGMC wrote: »
    SMF2
    I think that Gordon may well be round to admonish you for your selfish practices; not spending much on gas & electric, leaving the poor banks poor, saving money.... it really is not good enough you know! If those with the money don't spend it how will those who haven't got it get it???

    :D:D:D:D

    I know I know - but I've been doing this for so long I don't know how to stop. I think I've forgotten how to shop...:think:

    SMF2

    45px-Smiley_in_training.png (That's me as an anarchist )
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