being accused!!

Cakeguts

There is 46k between them if I read this right and still the debts haven't been cleared. Quite a lot of this doesn't make sense.

marliepanda

Cakeguts wrote: »

There is 46k between them if I read this right and still the debts haven't been cleared. Quite a lot of this doesn't make sense.

52k originally, her 12k conveniently knocked down to the limit of 6k by upfront rent.

kingfisherblue

When my ex left and I had to claim Income Support (carer for our disabled son), I wasn't allowed to receive any payment until joint accounts had been closed down. Admittedly we didn't have any debts, apart from our mortgage, but there was a delay in paying me until our joint accounts had closed. Has it changed in the twelve years since then, and single parents claiming IS can hold joint accounts with their ex husband/partner?

EdwardB

Nothing has happened yet, your former friend may have mental health issues and be "known" to social services and the Police. You can ask the Police to bring a prosecution for wasting Police time, a restraining order requires Coury and unlikely without a recorded series of events, note if someone is harassing you and you respond, it no longer counts as harassment.

So line up your ducks, make a list of dates and times, when he moved out, etc

You are allowed £16k without affecting your claim but the money being paid into joint account may be an issue, but you said you claimed after. You need those debts paid off ASAP, you will have been asked to declare your savings or any money, assets etc that you have.

It is not unheard of for former partners to have booty calls but the usual metric is if he stays 3 days a week there, you can even be separated in the same house if you make the right declarations.

BTW, the CSA may feel he has not paid maintenance as he paid a mortgage to which he is a beneficiary.

If you made a claim against him via the CSA but where you agree the amount in accordance with their suggestion it may help your case, it would !!!! him off if it came out of the blue, so tell him you are doing it before you do.

Ignore the haters on this forum they do not know the motto of the forum (see my sig).

dippy3103

The 3 night rule is an urban myth.

Aytoun27

My suggestion is that you write to the bank, if you haven't already done so, and ask them to either close the joint account or remove your name from it. If they refuse because there's a negative balance on the account you'll have their letter as proof that you've asked for it to be closed. It'll also show that you're not benefiting from an account that's in overdraft.

EdwardB

dippy3103 wrote: »

The 3 night rule is an urban myth.

It was in my nieces tenancy agreement and pointed out on her taking up tenancy, it is generally considered a benchmark in many claims.

Maybe you are right, it will not be for me or you to decide.

EdwardB

Aytoun27 wrote: »

My suggestion is that you write to the bank, if you haven't already done so, and ask them to either close the joint account or remove your name from it. If they refuse because there's a negative balance on the account you'll have their letter as proof that you've asked for it to be closed. It'll also show that you're not benefiting from an account that's in overdraft.

Not so easy to do without BOTH parties agreeing, best she might be able to hope for is to freeze it on threat to bank of loss mitigation.

EdwardB

What will be difficult is this guarantor thing, if you split up with someone if you are lucky there is no animosity, but signing up as a guarantor to new debt risk for former partner?

That may be questioned

Guest101

EdwardB wrote: »

It was in my nieces tenancy agreement and pointed out on her taking up tenancy, it is generally considered a benchmark in many claims.

Maybe you are right, it will not be for me or you to decide.

1: that clause is not enforceable
2: a clause in a private contract doesn't make anything official
3: you are wrong. There is no benchmark for this.


You either live as one household or you don't.


Where you sleep, or who with, is not the criteria.