Who pays for social care ?

wymondham

Just an update - mum is now in the local care home of our choice is very upbeat and appears happy - she seems to be liked by staff and I've not known her this chatty for a while (can't understand any of it, but she tries to chat much more..). The few sentences that do come out are she 'likes the freedom' and 'feels like a queen' - so hopefully this is positive!

Thanks for replies to everyone!!

bugslet

That's good news there Wymondham.

When Mr Bugs was suddenly moved from hospital to the nursing home without any warning, I dashed down very worriedly, to find him eating a dessert pudding, merrily declaring that it was good there.

I think sometimes a care home can give people a new lease of life.

sportyrich2000_2

Trying to make sense of the situation of funding for social care and particularly the means testing as it just isn't that clear. My parents have £30,000 worth of savings between them. It is my father who needs the care and they do live in a house together. Is the means testing based on their joint savings as it is only he who needs the care or on his savings (obviously half of that amount within the joint account)?

Catswhiska

Only your fathers share of savings will be taken into account. So a joint account means half will be counted as his

doingitanyway

His share is £15,000.

Once he has assets of less than £14,250 the LA pay for his care.

Keep_pedalling

doingitanyway wrote: »

His share is £15,000.

Once he has assets of less than £14,250 the LA pay for his care.

Not correct, as his savings are below £23,250 he will receive LA funding. He will contribute part of his income to the cost plus £2 per week for the saving over £14,250 (£1 for every £500 or part £500 over the lower limit)

margaretclare

Catswhiska wrote: »

Only your fathers share of savings will be taken into account. So a joint account means half will be counted as his

Wry smile from me. DH was discharged from hospital Dec 2015 as being 'medically fit' although on IV antibiotics 3 x day. Real reason: shortage of beds. There was a 'care package' set up which we didn't want (managed to get it cancelled) but the point I'm making is: I was very carefully told by a social worker that 'we'll only take half of your joint account'. I said 'Good luck with that'. We only keep the joint account for bill-paying and for most of the month there's very little in it. They stereotype older couples as to how money is dealt with.


DH had a letter from the LA who made it clear that it was only his money that would be looked at. 2 or 3 letters later, they realised that he wasn't getting the 'care'.


PS: They may look at Dad's income as well as his savings.

retiredandskint

To give you some idea we have savings less than 23,500 but they added up Mr Retired's state pension, personal pension and attendance allowance and after allowable expenses, cost of equipment, telephone the council left him with just over £144 a week. That amount is to cover his share of food, clothes, utilities and car expenses etc. My pensions are not touched. I don't know if that's how all councils work.

margaretclare

retiredandskint wrote: »

To give you some idea we have savings less than 23,500 but they added up Mr Retired's state pension, personal pension and attendance allowance and after allowable expenses, cost of equipment, telephone the council left him with just over £144 a week. That amount is to cover his share of food, clothes, utilities and car expenses etc. My pensions are not touched. I don't know if that's how all councils work.

I think they must do - they can't make up all the rules as they go along.



We have no 'joint' savings because we each have a S&S ISA. We abandoned bank savings accounts years ago because they pay so little interest.

lisyloo

situation of funding for social care

Can you clarify what this means?
Do you mean carers coming into their home?



If so home is disregarded and the savings will be disregarded up to £23250 (on his half)

https://www.ageuk.org.uk/information-advice/care/paying-for-care/paying-for-homecare/


He may have to contribute based on his income.
I've done this twice and for both my parents they didn't have to pay as they had less than £300 per week income.
This will be HIS income (not half of the total), so HIS pension will count.


Does he claim attendance allowance?
and does you mum claim carers allowance?