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Lowell Default
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Sophie94x
Posts: 19 Forumite
Good morning,
My boyfriend has a credit score of 480 which unfortunately is being held back from a default which was given in
My boyfriend has a credit score of 480 which unfortunately is being held back from a default which was given in
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Comments
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July 2014. I have seen online that you are able to request Lowell to remove this default. Has anyone done this and had it removed successfully?
Thanks0 -
He can just tell people he has a 999 score.
No one will ever know.0 -
What would his reasons be for having the default removed.
Was it placed in error?0 -
No it was placed as he was stupid and thought he could run away from a small payment, obviously the world doesn't work like that. He has learnt from it though and has no other issues on his report.
Found this online - http://www.learnmoney.co.uk/credit-file/small-defaults.html0 -
You could ask, but there's little reason for them to remove it.
Has he settled the default?0 -
How much is a small payment?Debt As Of 19/3/2021: £16,973 | Current Debt: £9,322 | 54.9% Repaid0
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Whilst you can certainly ask them to remove the default if he pays the debt in full then frankly they shouldn't remove it because his file is supposed to be a reflection of his past. It will fall off his credit file in 6 years from the default date anyway unless they seek a CCJ if the debt is unsettled.DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Yes this was settled in July 20140
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£536 was the default amount0
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I doubt they'll remove it since he paid it as you Acknowledge default is right and paid it off.Debt As Of 19/3/2021: £16,973 | Current Debt: £9,322 | 54.9% Repaid0
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