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£67,031.92 is a frightening number indeed....
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That's wonderful news TOPM.:beer::jpaydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Great news :TSave £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Oh fantastic news TOPM! What a relief for you. I feel sure you will gather some energy from this, and I am sure that the professional demeanour you have maintained in your dealings with them throughout, will have counted in your favour!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
That's fantastic news - the countdown is on to you being free from them and get properly started on the next chapter.Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Great to hear your news TOPM, and hopefully practicalities such as stock and existing clients will be sorted out very soon,0
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Thats a wonderful outcome with the franchise TOPM, great to hear and hope you can completely cut all ties with them quickly.0
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Just caught up with your last month of ups and downs, and glad to read that it's ending with a high. So pleased for you and it will be such a weight of your mind going forward as well as freeing up your time to devote to what you want with your new venture.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
Really pleased for you TOPM!0
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Brilliant news... I smiled from ear to ear when I read it.


Now you can start to get on with your life... Go You. XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0
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