We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Anti-Money Laundering and Idenity checks affect
carlweldon
Posts: 2 Newbie
Hi
I have recently signed up to a few bookmakers and these are showing on my noddle credit report as having searched my file for 'identity checks' and 'anti-money laundering' checks. Though this has no affect upon my credit score that I can see, will affect my ability to borrow as I currently have several 'searches' on my file - or are these classed as 'soft searches' as they are not for credit purpose and therefore not visible to lenders at all?
I have recently signed up to a few bookmakers and these are showing on my noddle credit report as having searched my file for 'identity checks' and 'anti-money laundering' checks. Though this has no affect upon my credit score that I can see, will affect my ability to borrow as I currently have several 'searches' on my file - or are these classed as 'soft searches' as they are not for credit purpose and therefore not visible to lenders at all?
0
Comments
-
Credit score is meaningless, so ignore it. Your history is what matters.
And only searches that are relevant for credit applications are credit checks.0 -
They're classed as soft searches so not visible to any lenders.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
-
carlweldon wrote: »will this affect my ability to borrow
No it wont0 -
Only you and the credit reference agency can see these types of search0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards