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Anti-Money Laundering and Idenity checks affect
carlweldon
Posts: 2 Newbie
Hi
I have recently signed up to a few bookmakers and these are showing on my noddle credit report as having searched my file for 'identity checks' and 'anti-money laundering' checks. Though this has no affect upon my credit score that I can see, will affect my ability to borrow as I currently have several 'searches' on my file - or are these classed as 'soft searches' as they are not for credit purpose and therefore not visible to lenders at all?
I have recently signed up to a few bookmakers and these are showing on my noddle credit report as having searched my file for 'identity checks' and 'anti-money laundering' checks. Though this has no affect upon my credit score that I can see, will affect my ability to borrow as I currently have several 'searches' on my file - or are these classed as 'soft searches' as they are not for credit purpose and therefore not visible to lenders at all?
0
Comments
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Credit score is meaningless, so ignore it. Your history is what matters.
And only searches that are relevant for credit applications are credit checks.0 -
They're classed as soft searches so not visible to any lenders.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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carlweldon wrote: »will this affect my ability to borrow
No it wont0 -
Only you and the credit reference agency can see these types of search0
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