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Joint account - Impossible to close?

245

Comments

  • KMI
    KMI Posts: 16 Forumite
    But why the bank wants to keep a dead account?
  • KMI
    KMI Posts: 16 Forumite
    I don't think that he is the only person in the country with this issue...
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    KMI wrote: »
    But why the bank wants to keep a dead account?

    They don't. But until the pair of you stop being pathetic they can't do anything else.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well, they can - if they want. That's what the T&C allow them to do.
  • xylophone
    xylophone Posts: 45,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Surely a bank can unilaterally decide to close an account, whether sole or joint?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KMI wrote: »
    I don't think that he is the only person in the country with this issue...
    How many husbands did she have?!
  • KMI
    KMI Posts: 16 Forumite

    I mean I don't think that he is the only person in the country who has difficulty to close or remove his name from a joint account.

    Natwest said few times, that they will close it. They were requesting documents, divorce papers, etc., and next week feedback: no, they can't. Done it few times already...
  • elsien
    elsien Posts: 36,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If it's frozen and the ex can't use it to get any money out, does it matter that it's sitting there doing nothing? I can't see that it's going to impact on him at all now if it's been frozen.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    elsien wrote: »
    If it's frozen and the ex can't use it to get any money out, does it matter that it's sitting there doing nothing? I can't see that it's going to impact on him at all now if it's been frozen.
    The "impact" is a financial association with an ex who has a poor credit rating/file.
  • KMI
    KMI Posts: 16 Forumite
    Exactly... we are trying to get a mortgage, but this account keep his credit score low :(
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