Shopsalot - does exactly what it says on the tin..

winkle1

I agree- the more I looked those mags, the more I wanted the clothes! Now I just wait for the sales and buy classic stuff.

elantan

i'm ever so dfw in that the girls i work with all buy them i just wait till i'm night shift and read them then sit and drool ...hey maybe that's one of the reasons i keep giving up on weight loss if i stay fat i wont be able to afford those lovely clothes that they wont do in my size anyway hmmm food for thought

shopsalot

The Good :A
Went to get my petrol last night and received my free £5 voucher cos of the petrol points collected - should be almost free food shopping this weekend!

Today I will not spend a bean

The Bad :mad:
I have two meals planned this weekend - both birthday celebrations, which I wont cancel. It occurred to me last night that this cannot be done on a £200 budget when i have already bought presents, petrol and dentist this week. Friday night wont be too bad, saturday will be pricey!

Soooo... I emptied my Pigs and i am putting £128 in change into the bank today.

Now, I know that technically this isnt sticking to my budget, and its only the first week, however I could have got by card back from He Who Never Shops, but I didnt. I thought this was rather resourceful! And I promise to pay it all back over the next couple of weeks.

The Ugly :eek:
There it is - in my signature so I cant get away from it! And so you can all see that I will keep my promise to pay back the £128 in change that I "borrowed" this week.

slowlyfading

I still think you're doing great you obviously thought about how much this weekend will cost you - and did things about it. Counting change has to be done some time x x

elantan

rome wasnt built in a day and you have been inventive emptying the piggy bank i wouldve overspent and not admited it (yes i have done this) but youve been truthful and your aware of it so to me thats a step forward

winkle1

I am always borrowing money from one week to pay for another! usually the first 2 weeks of the month I am fine, and the second two i am in every night!

redrabbit29

elantan wrote: »

rome wasnt built in a day and you have been inventive emptying the piggy bank i wouldve overspent and not admited it (yes i have done this) but youve been truthful and your aware of it so to me thats a step forward

Well said.

As elantan said, the main thing is you are recognising that you are going over the budget or nearing it. Don't feel too bad for going out for dinner, just remember that you have your budget to think about. Remember that you still have to enjoy yourself!

Well done on your achievements so far, and for putting your debts on your signature, it's a great motivation as you'll constantly see it and monitor it.

Penny2myName

shopsalot wrote: »

Shopsalot


Income generated
£200 - sold old phone, jeans, memeory card, pair of shoes - on Ebay.

Fine so OP has the chance to spend on herself too, but what everyone is forgetting in her original thread to this spending dairy (that's what this is), she has also generated a sum of money, almost trying to recycle her money if you ask me. Some may feel she is gloating, I am a single parent on benefits also doing an adult access course towards the field I want to go for, but have no envy that Op is able to treat herself whilst paying debts off, she didn't put me in debt, I DID. I wish Spendsalot the best of luck in being able to both have a life and become debt free. Too many of us become so focused in becoming debt free we forget about having a life too. As long as OP's debts are going down whilst she is having a life, then I believe she is on the right track.

shopsalot

Thanks Penny - life is to short - but thankfully i realised so is my line of credit!

Good luck with the access course - i too had to train in my own time as i was working full time cos i didnt do uni, so i know it can be hard - but it is worth it.

I hope people dont feel i am gloating - i am writing it all in detail so i cant lie to myself - its just i have tried the frugal route and i dont have the willpower, this is working for me so far, its not the quickest but hopefully it is sustainable longterm (something about a hare and a tortoise spring to mind... )

Fortheloveofmoney

I love this thread! It's really entertaining and shows another approach to clearing debt.

Everyone on here has different circumstances and different reasons for being in debt. There may be other readers in a similar situation to Shopsalot who haven't been brave enough to post an SOA as they don't want to highlight that they spend £x a week on themselves. This post may give them the push to sort out their problems without thinking they have to give up their life.

Good luck in your quest. I will read with interest.