Advice on Misuse of Post Office Account

Alter_ego

Pollycat wrote: »

Who is the other one (in addition to the elderly relative)?

The friend obviously.

Pollycat

Billy_Bullocks wrote: »

The friend who went to the post office.

Alter_ego wrote: »

The friend obviously.

Why?

Do you mean illegally 'wrong' or morally 'wrong'?

p00hsticks

Pollycat wrote: »

I'm not sure if something similar applies to Post Office accounts.

From the link I included in post #13

"Don’t worry, there’s no overdraft facility to worry about – and if you need someone else to collect your money for you, we can sort you out with a second card."

Billy_Bullocks

Pollycat wrote: »

Why?

Do you mean illegally 'wrong' or morally 'wrong'?

Illegally wrong.

George_Michael

Billy_Bullocks wrote: »

Illegally wrong.

I may be wrong but I don't think that there is any law being broken by giving both your card and the relevant PIN to someone else to use.
You will probably be breaking the terms and conditions of your agreement with the card issuer but this in itself doesn't automatically make it illegal.

neilmcl

Billy_Bullocks wrote: »

Illegally wrong.

Really, care to clarify, and more importantly prove, that the relative is acting in anyway unlawfully?

The only potential illegal act, and I say that advisedly, is the friend possibly stealing funds from the account.

Pollycat

Billy_Bullocks wrote: »

Illegally wrong.

Please provide evidence of this.

George_Michael wrote: »

I may be wrong but I don't think that there is any law being broken by giving both your card and the relevant PIN to someone else to use.
You will probably be breaking the terms and conditions of your agreement with the card issuer but this in itself doesn't automatically make it illegal.

I agree, I think it's against the T&Cs for the account holder to give his PIN & hand over his card to someone else but I can't see why 2 posters are stating that the OP's relative's friend is in the wrong - and especially is breaking the law in the case of Billy Bullocks.

Billy_Bullocks

Pollycat wrote: »

Please provide evidence of this.

I agree, I think it's against the T&Cs for the account holder to give his PIN & hand over his card to someone else but I can't see why 2 posters are stating that the OP's relative's friend is in the wrong - and especially is breaking the law in the case of Billy Bullocks.

It's all in the OP.

George_Michael

Billy_Bullocks wrote: »

It's all in the OP.

The OP states that the card holder knowingly handed over their card and PIN so nothing illegal there.

They also stated that as yet they do not know how much the relative asked the friend to take out of the account so again, there is no proof of anything illegal.

You stated that both the relative and the friend were "illegally wrong", so please explain what laws have been broken by each of them.

Pollycat

Billy_Bullocks wrote: »

It's all in the OP.

No it isn't.

I asked you to provide evidence that it is illegal for someone to use another person's debit card when the account holder has willingly given the card and PIN to that person.

Other posters have asked you to provide the same proof.

So it's not about what happened to the OP's relative, it's what the law says.