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Advice on Misuse of Post Office Account
Comments
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Can you not set him a new account up with a current/basic account. Get all his DD set up coming out of it (if that's what gets paid in PO) then you could set an automatic Tesco shop every 4 weeks for him with big shop. Get him a cheque book so he could write cheque if giving birthday presents.
Basically set his bank account to be automatic so there's no need for anyone to use it at all....is that a possibility?Debt As Of 19/3/2021: £16,973 | Current Debt: £9,322 | 54.9% Repaid0 -
Can you not set him a new account up with a current/basic account. Get all his DD set up coming out of it (if that's what gets paid in PO)
Although what you say is possible, I suspect that what he currently has isn't a bank account at all, but rather a Post Office Card Account that is used simply for receiving and withdrawing benefits such as his State Pension). He may not want a proper bank account with direct debits etc....
http://www.postoffice.co.uk/post-office-card-account0 -
But this elderly relative might not want the OP doing all of this.Can you not set him a new account up with a current/basic account. Get all his DD set up coming out of it (if that's what gets paid in PO) then you could set an automatic Tesco shop every 4 weeks for him with big shop. Get him a cheque book so he could write cheque if giving birthday presents.
Basically set his bank account to be automatic so there's no need for anyone to use it at all....is that a possibility?0 -
Maybe its time the OP or someone else in the family sorted out POA.0
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Exactly. Both my parents were housebound over a large part of last year and the only way they could get funds out of the bank was by giving me their bank card and pin and allowing me to withdraw cash on their behalf.But this elderly relative might not want the OP doing all of this.0 -
My friend is a carer to her Mum and they arranged for my friend to have a debit card for her Mum's current account so she could withdraw money 'officially'.Exactly. Both my parents were housebound over a large part of last year and the only way they could get funds out of the bank was by giving me their bank card and pin and allowing me to withdraw cash on their behalf.
I believe the card is in my friend's name although the account is obviously her Mum's (I might be wrong on the name thing though).
It was apparently a bit of a faff with forms having to be signed by both of them at different times.
And my friend having to produce ID in the bank - obviously to cut out fraud by my friend.
I'm not sure if something similar applies to Post Office accounts.
It doesn't put it in a grey area at all, it puts it firmly at the door of the relative unless theft of the card and coercion to gain the PIN number has occurred and it certainly doesn't sound like that.Any advise is appreciated, I understand the fact that he gave the card and pin to someone put this in a grey area as she was going to the post office under his instruction.
I think the OP is going about this the wrong way.
The OP needs to determine from the relative if the person he freely gave his card and PIN to has been taking money without his consent.0 -
My friend is a carer to her Mum and they arranged for my friend to have a debit card for her Mum's current account so she could withdraw money 'officially'.
I believe the card is in my friend's name although the account is obviously her Mum's (I might be wrong on the name thing though).
It was apparently a bit of a faff with forms having to be signed by both of them at different times.
And my friend having to produce ID in the bank - obviously to cut out fraud by my friend.
I'm not sure if something similar applies to Post Office accounts.
It doesn't put it in a grey area at all, it puts it firmly at the door of the relative unless theft of the card and coercion to gain the PIN number has occurred and it certainly doesn't sound like that.
I think the OP is going about this the wrong way.
The OP needs to determine from the relative if the person he freely gave his card and PIN to has been taking money without his consent.
Both are in the wrong.0 -
Who is the other one (in addition to the elderly relative)?Billy_Bullocks wrote: »Both are in the wrong.0 -
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