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Sorry if this sounds a bit preachy - as well as Martin's mantras before you spend, if you buy things locally the people who serve you are employed in some premises that contribute their business rates to your local community, their employment taxes pay for our schools and NHS, and their earnings contribute to your local businesses and keeping them going. They might not manufacture much in the UK but we can support our economy by making sure we buy it here.
If you buy things on-line for less than £15 the chances are that they will be delivered from a warehouse outside the UK - you will pay the same but what would be £20% VAT won't be collected and goes to pay for the movement of the items from outside the UK to your address, and to the untaxed profits of the Company you are buying from. There is a box you can uncheck on Amazing's site that defaults to "send me my stuff as soon as it is ready to ship" - this means they will package each item under £15 separately and send it from outside the UK.
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
Today is all about food processing. And please can someone explain how my fridge can be more full of food after two wholly gluttonous days and a houseful of people eating virtually non-stop? How does that work?
Off to start with soup, pies and curries
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
Hope you get rid of the flies :eek:
Retired August 2016
Paid off French mortgage September 2018
New kitchen fully installed June 2019
Not counting this! 2020
Garden fencing completed, woohoo 2021
I have not done a plan for 2019 yet (I am practising being retired and not doing much today - so far it feels very slothful!). :eek:
I intend making soup as it is my turn for the Community Lunch tomorrow - it will be fridge-veg soup as I have loads left (over-cater? Moi?). I am also going to make a bread pudding as we have loads of shop-bought bread that we had over Christmas. No wonder we are feeling fat! I reckon the diet proper will start next week as I am too mean to throw away the remaining trifle and there are four portions left.
I might post a list of what I eat as it might help (me to be accountable) and it will help with shopping lists and grocery challenge. I will do my end of year update later (if I get round to it!)
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
Ooh, meant to say I bought a new bug-zapper from Amazing and it is marvellous. It is a higher wattage beast and instead of frying the plague and smoking it just makes a discreet crack and they are dead. It is in the loft space, where the rat bodies are (we think). The fly plague is showing little evidence of reducing - we have vacuumed out several hundred now. The zapper in the kitchen is awful - it seems to crackle and electrocute them slowly. While it may be perfect for a sadist I don't like it at all. Once this phase is over I am going to swap them.
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
I think I am around £175 short of where I want to be to complete my target for the Mortgage Free in Three (Take 4) challenge. I have roughly a fortnight to Tilly Tidy or conjure it from elsewhere. I really wanted to have hit this before posting my update for December and round off 2018 but I should just draw a line.
In the procrastination space I have various fridge veg cooking slowly and a bread pudding in the oven. And I have spotted some houmus I had forgotten in the depths of the fridge so am off to snack some with celery and carrot sticks...
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
**Credit card debt free 30/06/10~**
**Weight loss 2 stone 2 lbs **
MFW. 1 month to go ****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
We tend to find we find plenty to do even though retired although a lot of it is now enjoyable stuff instead of working. Nothing wrong with a more relaxed lifestyle ( I like that word better than slothful):rotfl:
It may take you a while to adjust to retirement if you work full time. I worked part time for last 5 years so found it easier but DH worked full time until the end but has lots of hobbies to keep him busy.
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Sorry, yes, it only feels slothful in my pre-retirement head - it is not meant to imply that others who have relaxed into retirement are being slothful!
DH went back to work today and it feels quite empty here without him. I have been working compressed hours for a number of years, but have not actually managed to honour my tenth day (non-working) this year due to the amount of work, combined with the immovable deadlines. So I imagine it will take some time to work through to the relaxation point, after I stop. I think less so for DH. His ability to sit around, doing little cannot be questioned in recent times.
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman