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Get a grip woman!

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  • edinburgher
    edinburgher Posts: 13,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I like all of your ideas @Suffolk_lass, although I think we need to go further, those radical Democrats in the US have hit the nail on the head with their proposed "green new deal" as far as I'm concerned. Start treating climate change like a new world war where there's actually a potential winner! 👍
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm consciously posting less frequently on here as I'm aware this diary sits in with the debt-free wannabees diaries and is no longer about our debts and must come across as incredibly smug to others who are really struggling. I could start another but we don't have a mortgage any more, I don't find the savings threads very friendly and we are not exactly old-style, although apparently growing fruit and veg and how I use it is now (it's what I have always done because each time a seed I have planted, germinates, it lifts my spirits).

    So just to say we are at one SM shop plus a top up for apples and lemons; the latter because I will be making elderflower cordial once some more honey has been extracted and there is room in the kitchen for some different kit. Living on what we have in. 

    Bees are incredibly busy and active and time consuming this month. Four swarms attended in the last week and a half (two left before I arrived, one we caught, one was too high, fifty foot up a tree!).

    Son's finances have taken an upturn and he has almost £1k he did not know he had in his bank account! I know this because last week he came over and we logged into his account together (he had lost his credentials and I still had them from when I managed his money, not that long ago) - he has paid me for his VED and set up a three payment SO to reimburse me for his motor insurance. I still pay for his mobile phone (!) but it was his birthday present and I may do the same this year. All very positive and living like a pauper but with a few social things is keeping him right for the timebeing.

    Our savings are reducing with the stock market but it's a case of hanging in there, though I keep thinking about selling some and reducing the wide number of high risk equities we seem to have, in favour of modest growth funds. Then I do nothing.

    Apart from the veg beds the garden is woeful and I need to work out a way to get on top of it. Pup is getting better at doing his thing and snuffling around for a while, while I potter and pot-on things. I need to check whether droppings from rabbits with Myxomatosis can be harmful to pup because he thinks they are part of nature's buffet (yuk!) and the local wild rabbit population is infected.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I have thought of you often recently as we had 2 swarms in 4 days outside my house. 1 settled up a neighbours tree, got taken away in a skep but weren't hived until the following morning which was too late, the other in the bottom of a beech hedge who were successfully rehoused. We've now got at least half a dozen different numbers to call on if (lets bee honest, when) it happens again. One local beekeeper had 2 swarms turn up in his driveway in 2 days!

    I wouldn't be concerned about this being a 'debt free' area, I think a lot of people are past that point now but still maintain diaries or have pivoted to target multiple things. The journey, what you can target before/during/after & just generally support from others on anything is more what its all about I feel. The MFiT thread was always in the mortgage area but was more and more about people saving either for a deposit, FIRE or just generally, yet when I tried to make people aware in the savings area to see if there were any more interested in joining they binned the post, so yeah not exactly friendly in there.
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • QueenJess
    QueenJess Posts: 4,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I'm consciously posting less frequently on here as I'm aware this diary sits in with the debt-free wannabees diaries and is no longer about our debts and must come across as incredibly smug to others who are really struggling. 
    I wouldn’t worry. There are others in the same situation both on this board and the mortgage free wannabe one. I don’t think you sound smug at all and I think it’s nice to see people at different stages of the journey and to get an insight on how managing money changes. Plus it’s always nice to know there is an end to debt one day!
    2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 340🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
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