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Get a grip woman!
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sorry to hear DS isn't having the best of time with work shifts & cash flow again, i'm sure a day helping you will be of value in more ways than just the extra cash xx- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps3 -
The Parish Council meeting sounds like Dibley. You’re doing so well with all the garden stuff though.“Just keep swimming, swimming, swimming” 🐠https://forums.moneysavingexpert.com/discussion/6098084/discount-duck-s-quest-for-mortgage-freedom#latest3
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DiscountDuck said:The Parish Council meeting sounds like Dibley. You’re doing so well with all the garden stuff though.
Thanks @trix-a-belle - he enjoyed yesterday - he pruned and shaped four large shrubs with secateurs and then cleared up all debris - he made a neat job. Then he used steps and climbing ability to tidy up a holly tree with a wayward branch, which he chopped up and bagged too, and then DH got him using a hedge trimmer and he trimmed back a huge shrub, blocking an arch and spontaneously clipped a Weigela too. He's coming back today too. I sent him home with the ingredients to make a quick chicken casserole. Today I have everything crossed for him as he has an informal interview.
Annoyingly when I went to the doorstep for the milk this morning there was none, so I pinged off a note to the dairy asking for double on Thursday instead of a refund. When I fed the cat I found the milk already in the fridge! DH was still up when it was delivered in the early hours. Naturally no note was left to tell me...Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Edge of the seat stuff for us yesterday as DS was called in for an informal interview after popping his CV and a covering letter I helped him write into a local doctor's surgery. He came round afterwards and felt quite positive (not necessarily a good thing, going by previous impressions). No more gardening yesterday as it officially piddled on and off all day. He will hear in the next day or two.
I sent DH off to get sugar (5k cane sugar for £3.50) from Sains yesterday with a list of other stuff. £56.25 in total added to the grocery bill. On the other side he received a refund from the Bay for goods sold as authentic but were knock-offs (and two sizes too small).
I TT 23.66 this morning (technically tomorrow, when both transactions clear).Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
And celebrations - DS has been offered the job. Instead of full time they have agreed to split the job between two applicants with more than half each. His contract will be one day short of full time and they will schedule them so he always does one particular day in the week and always Friday last shift before the weekend. With no weekend working normally (booster and flu clinics excepted) this will fit with his other job and his band performances, when they happen. He has been without regular full time work since the first lockdown so this is brilliant.
I feel so happy for him that someone is giving him a chance. And I feel thankful that this country has a catch in the form of Universal Credit, which has seen him safely but frugally through.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Congratulations to your son! He must be thrilled! So pleased for him and you!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Great news about DS's job. I'm making up a batch of sugar syrup today to feed this afternoon. We still have plenty of flowers and the weather is good but its starting to get colder.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750003 -
Congratulations to your son, that seems like a great opportunity and sounds like it will be a good fit for his other jobs and interests.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Well done DS!- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
Fab news about DS! Brilliant that it fits in with his other stuff, tooI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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