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Small Steps Out Of Massive Debt!

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  • Only 95%? I hate to tell you, but I think you're doing it wrong! :lol::lol:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Only 95%? I hate to tell you, but I think you're doing it wrong! :lol::lol:
    Only 95%? I hate to tell you, but I think you're doing it wrong! :lol::lol:
    The other 5% is mince pie! 😂
  • The not-liking-cheese world can be a lonely place 
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change? 
  • Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change? 
    I just went to check and Amazon isn’t there! I always choose Amazon ☹️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 December 2021 at 9:36PM
    Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change? 
    I have been doing the surveys for a couple of months . Never did online surveys before.
    No idea about points etc and how much they are worth . I know they have a name change a few weeks back . I find that after I begin to answer a few questions , I get stopped as that survey does not not match or words to that effect.  
    I have stopped for a week or so ,  and not sure when I'll start again. 
    I did the play predictor a lot and it was either for Amazon vouchers which have disappeared and a tv . 
    Some of my points went to dogs and cats 🐈‍⬛🐕on a pop up window . Glad I could help
    them ..

  • boxofpaws said:
    The not-liking-cheese world can be a lonely place 
    I have major food allergies . Often to the annoyance of friends/ family  when  socialising etc . Can be a pain , but I try not to put anyone out . 

    Seeing what a lot of people list on their  daily diaries   makes me feel 🤢🤮
    I do like cheese though . 🧀 ( sorry 😸)
  • Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change? 
    I just went to check and Amazon isn’t there! I always choose Amazon ☹️
    Me too! It’s always nice to get a few points off the redeeming price of the Amazon vouchers too. 

    I might see if I can email them to see if they will be bringing Amazon back. Otherwise I guess I’ll switch to John Lewis for a while, I can save up for something house-y. I think I did the Mastercard reward on my very first reward and it was annoying because there were rules about how to spend it and I ended up with some odds and ends left on the card that I couldn’t use, but perhaps there is a way around that? 🤔 one to investigate! 
  • Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change? 
    I have been doing the surveys for a couple of months . Never did online surveys before.
    No idea about points etc and how much they are worth . I know they have a name change a few weeks back . I find that after I begin to answer a few questions , I get stopped as that survey does not not match or words to that effect.  
    I have stopped for a week or so ,  and not sure when I'll start again. 
    I did the play predictor a lot and it was either for Amazon vouchers which have disappeared and a tv . 
    Some of my points went to dogs and cats 🐈‍⬛🐕on a pop up window . Glad I could help
    them ..

    The new version of the website does seem a lot glitchier than the old one, and the app doesn’t work at all now. I do like that there is a minimal reward for the screen out surveys now (3 points - woo!) instead of nothing, but it seems slower to reward the bigger ones. I did a long survey about scratch cards today that was supposed to reward 100 points and I haven’t got it yet. 

    I never won anything on Poll Predictor but I did enjoy playing it 😁
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