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Small Steps Out Of Massive Debt!
Comments
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Only 95%? I hate to tell you, but I think you're doing it wrong!

🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
EssexHebridean said:Only 95%? I hate to tell you, but I think you're doing it wrong!


The other 5% is mince pie! 😂EssexHebridean said:Only 95%? I hate to tell you, but I think you're doing it wrong!
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My only New Years resolution last year was to buy the nice cheese all year round, not just at Christmas 😂GeorgianaCavendish said:EssexHebridean said:Only 95%? I hate to tell you, but I think you're doing it wrong!

The other 5% is mince pie! 😂EssexHebridean said:Only 95%? I hate to tell you, but I think you're doing it wrong!
Debt at LBM (Dec 2018): £23,167
Debt free Feb 20216 -
The not-liking-cheese world can be a lonely placeDebt Jan 2017 = £42kMay 2022 = £15k4
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Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change?2
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I just went to check and Amazon isn’t there! I always choose Amazon ☹️GeorgianaCavendish said:Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change?Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
I have been doing the surveys for a couple of months . Never did online surveys before.GeorgianaCavendish said:Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change?
No idea about points etc and how much they are worth . I know they have a name change a few weeks back . I find that after I begin to answer a few questions , I get stopped as that survey does not not match or words to that effect.I have stopped for a week or so , and not sure when I'll start again.I did the play predictor a lot and it was either for Amazon vouchers which have disappeared and a tv .Some of my points went to dogs and cats 🐈⬛🐕on a pop up window . Glad I could help
them ..2 -
I have major food allergies . Often to the annoyance of friends/ family when socialising etc . Can be a pain , but I try not to put anyone out .boxofpaws said:The not-liking-cheese world can be a lonely place
Seeing what a lot of people list on their daily diaries makes me feel 🤢🤮
I do like cheese though . 🧀 ( sorry 😸)2 -
Me too! It’s always nice to get a few points off the redeeming price of the Amazon vouchers too.WinterWarrior said:
I just went to check and Amazon isn’t there! I always choose Amazon ☹️GeorgianaCavendish said:Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change?I might see if I can email them to see if they will be bringing Amazon back. Otherwise I guess I’ll switch to John Lewis for a while, I can save up for something house-y. I think I did the Mastercard reward on my very first reward and it was annoying because there were rules about how to spend it and I ended up with some odds and ends left on the card that I couldn’t use, but perhaps there is a way around that? 🤔 one to investigate!2 -
The new version of the website does seem a lot glitchier than the old one, and the app doesn’t work at all now. I do like that there is a minimal reward for the screen out surveys now (3 points - woo!) instead of nothing, but it seems slower to reward the bigger ones. I did a long survey about scratch cards today that was supposed to reward 100 points and I haven’t got it yet.another_casualty said:
I have been doing the surveys for a couple of months . Never did online surveys before.GeorgianaCavendish said:Does anyone else use Ipsos I-say? I’m nearly at my next reward threshold & I noticed the amazon vouchers are gone from there reward store. Is this a permanent change?
No idea about points etc and how much they are worth . I know they have a name change a few weeks back . I find that after I begin to answer a few questions , I get stopped as that survey does not not match or words to that effect.I have stopped for a week or so , and not sure when I'll start again.I did the play predictor a lot and it was either for Amazon vouchers which have disappeared and a tv .Some of my points went to dogs and cats 🐈⬛🐕on a pop up window . Glad I could help
them ..I never won anything on Poll Predictor but I did enjoy playing it 😁2
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