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Payment A Day Chapter 18
Comments
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Back with another £10 to CC7 from a Prolific cash out
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60004 -
My £25 scheduled D/D to MBNA went through today. Can I include this for PADding purposes or is it just additional payments outside of scheduled payments? Thanks27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 54
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Yep you can use normal or minimum payments. I logged my MBNA direct debit for today as well, so snap! 😂AntoMac said:My £25 scheduled D/D to MBNA went through today. Can I include this for PADding purposes or is it just additional payments outside of scheduled payments? ThanksDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
£3.70 to the PAD pot.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
£2.33 PAD to debt xx4
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Morning! Happy Friday guys
£1 sent to CC7 this morning
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60003 -
Paid £4 to my big loan today.
Hope everyone has a great Friday.PAYDBC24 #8 ~ £10188.213 -
£6.50 for me today. Probably last one until end of month... bank account looking sad 😂Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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£2.33 PAD to debt xxx3
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Morning
£1.24 PAD to Lloyds CC from save the change.
Thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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