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Payment A Day Chapter 18
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Back with £12 to CC7 from Prolific
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
£4.75 for me today please, to my big loan.PAYDBC24 #8 ~ £10188.212
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Hopefully I can sneak in? Recommended this challenge by @LittleMissDetermined
If I understand correctly this is for overpayments or additional payments, rather than standard monthly minimum payments?£3 to replace money borrowed from my holiday fund for me today please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 54 -
Welcome aboard @AntoMac 😁.
You can PAD whatever you want. Some people track debt, some track savings, some track minimum or regular payments, some track overpayments and some track a bit of everything. Or just pop by to check in with everyone. It just depends on what works for you.
But I would advise checking in as often as you can even if you can't afford a PAD, as it gets quite addictive and you get to see how other people are getting on and how every little bit can all add up... 👍🏾.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/505 -
£1.55 to my big loan this morning please.PAYDBC24 #8 ~ £10188.213
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Morning,
Daily PAD for me today of £5 to CC2 please
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003 -
Thank you @Keedie
PAD £5 made to my CC balances this morning27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
£8.01 rounding CC!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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Oh it's so nice to wake up in the middle of the night and to have actually been cold enough to crawl under the duvet 😁.
The total PAD for 19 July 2022 was a very impressive £243.34.
Our monthly total is so impressive, keep going everyone and have a good day.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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