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Payment A Day Chapter 18

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  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Morning all £55 to various places today :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My PAD for today is £0.66! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please could i come out of lurking and join you all?. I have been doing this method for a while to build up an emergency fund then tackle my mortgage. Looking forward to sharing where we  all get PADs from
    Welcome! I'm the counteruperer and look forward to your PADS! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £14.93 this morning off 2 x loans and a CC. 😊
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    rsdiscos said:
    Morning all!
    Yesterday's PADS were: £380.26!!!

    Well done guys!
    (Running total for the first four days is just over £1200!!! That's potentially a lot of interest saved between us! What a start!!!)
    What an amazing start!
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Please could i come out of lurking and join you all?. I have been doing this method for a while to build up an emergency fund then tackle my mortgage. Looking forward to sharing where we  all get PADs from
    Welcome aboard :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • Morning all
    98p skimmed off bank account to round it down
  • Morning all. £0.09 paid to cc today, this came from
    a dd being 9p less than I budgeted for.
    My PADs come from rounding down bank account, budget differences, petrol allowance not used, surveys and cash back.  I will also use things like school lunch money and missed activities I budget for but DS won’t be going to now.  I don’t want to get used to having the money only to find it again when normality resumes!  
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£260
  • newmum1 said:
    Hi All
    £100 today please
    Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?
    Hi  tiddlyteddy I get my PADs from anywhere that i had unexpected money no matter how small. Whether that be items on my shopping list that were reduced, cashback, refunds, vouchers for things you buy anyway , money from selling.
    Happy to note where mine come from on future posts if that would help?
    Yes please. I mostly skim a bank account but am trying to see a few things from the loft, old furniture, books, dvds etc so that should help a bit. Always great to hear other ideas.
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




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