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Payment A Day Chapter 18
Comments
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Morning all £55 to various places today
vanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.001 -
Morning all!
Yesterday's PADS were: £380.26!!!
Well done guys!
(Running total for the first four days is just over £1200!!! That's potentially a lot of interest saved between us! What a start!!!)Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!5 -
My PAD for today is £0.66!
Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!1 -
Welcome! I'm the counteruperer and look forward to your PADS!gettingthrifty said:Please could i come out of lurking and join you all?. I have been doing this method for a while to build up an emergency fund then tackle my mortgage. Looking forward to sharing where we all get PADs fromPlan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!3 -
£14.93 this morning off 2 x loans and a CC. 😊2
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What an amazing start!rsdiscos said:Morning all!
Yesterday's PADS were: £380.26!!!
Well done guys!
(Running total for the first four days is just over £1200!!! That's potentially a lot of interest saved between us! What a start!!!)vanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.003 -
Welcome aboardgettingthrifty said:Please could i come out of lurking and join you all?. I have been doing this method for a while to build up an emergency fund then tackle my mortgage. Looking forward to sharing where we all get PADs from
vanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.004 -
Morning all
98p skimmed off bank account to round it down2 -
Morning all. £0.09 paid to cc today, this came from
a dd being 9p less than I budgeted for.
My PADs come from rounding down bank account, budget differences, petrol allowance not used, surveys and cash back. I will also use things like school lunch money and missed activities I budget for but DS won’t be going to now. I don’t want to get used to having the money only to find it again when normality resumes!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603 -
Yes please. I mostly skim a bank account but am trying to see a few things from the loft, old furniture, books, dvds etc so that should help a bit. Always great to hear other ideas.gettingthrifty said:
Hi tiddlyteddy I get my PADs from anywhere that i had unexpected money no matter how small. Whether that be items on my shopping list that were reduced, cashback, refunds, vouchers for things you buy anyway , money from selling.Tiddlyteddy said:
Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?newmum1 said:Hi All
£100 today please
Happy to note where mine come from on future posts if that would help?22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.392
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