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Payment A Day Chapter 18

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Comments

  • £5 payment made today :smile:
    PAYDBX 2022 #8 £135.62 / £7500
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All, 
    It was my first day back at work after a long break over Christmas and New Year and I'm absolutely knackered!  So hope you're all doing better.  :smiley:
    £50 for me today please, received some money owed, so straight to the overdraft.
    Have a good day all,
    x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi All
    £100 today please
  • newmum1 said:
    Hi All
    £100 today please
    Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




  • Maeve444
    Maeve444 Posts: 86 Forumite
    Fourth Anniversary 10 Posts Photogenic
    £2.23 for me today thanks


    DFD December November 2025 

    £59242.78       31-12-2021 
    £38177.49      01-01-2024
    £36850.00      01-02-2024
    £34216.82       07/03/2024
    £32160.49      28/05/2024
    £29225.77     27/08/2024

     (Going Down one pence at a time )
    Paid To Date:   £30,017.01
    Paid in 2024:     £8951.72
  • Please could i come out of lurking and join you all?. I have been doing this method for a while to build up an emergency fund then tackle my mortgage. Looking forward to sharing where we  all get PADs from
  • newmum1 said:
    Hi All
    £100 today please
    Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?
    Hi  tiddlyteddy I get my PADs from anywhere that i had unexpected money no matter how small. Whether that be items on my shopping list that were reduced, cashback, refunds, vouchers for things you buy anyway , money from selling.
    Happy to note where mine come from on future posts if that would help?
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    3.97 to c/c for today ♥️
    January 2025 - Debt £20,006
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 5 January 2021 at 12:22AM
    newmum1 said:
    Hi All
    £100 today please
    Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?
    Hello!

    love slicing 10% off whatever is in the bank and moving it to savings/straight off a bill. No matter if there is £500 or £10, I never seem to miss 10%.

    if you would though, try experimenting with a different %. It’s brilliant how it stacks up, especially after payday :)
    January 2025 - Debt £20,006
  • newmum1 said:
    Hi All
    £100 today please
    Well done you. I usually only have enough to skim a bank account. Anyone got any other ways they find their PAD?
    Cashback, skimming, refunds, online surveys, money saved from using vouchers. 
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