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Payment A Day Chapter 18

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Comments

  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Looks like lots of pads today off to a flying start :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    hey all!
    £50 to the CC today. 

    Trying to save 10% a day and then pay it over once a month :)
    January 2025 - Debt £20,006
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Morning all.  :)
    £20.01 to cc2 today.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Keedie
    Keedie Posts: 3,069 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning everyone 👋🏾, my little but mighty £1 to the overdraft for me today, thanks. Have a good day 🤗
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 2 January 2021 at 9:01AM
    Day 1 totals:

    Padders: 10
    Total Padded: £160.84
    Way to go guys! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My Pad for the day is £2.80.
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • Tiddlyteddy
    Tiddlyteddy Posts: 74 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Morning all, £3.65 today off the MBNA card.
    Thanks to the totter upper RSDISCOS - did you say you would do it this month? Very kind of you x
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Tiddlyteddy said:
    Morning all, £3.65 today off the MBNA card.
    Thanks to the totter upper RSDISCOS - did you say you would do it this month? Very kind of you x
    Yep! Happy to start us of. Day 1 total posted above - an impressive £160! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • stuartp2000
    stuartp2000 Posts: 188 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi
    I would like to join, been lurking on forums for a month and this sounds good.
    I have £10800 on a loan and also a finance agreement with AO (and one with Apple but that is interest free). 
    I will save spare cash and make probably 1-2 payments a month
    Starting today I paid £114.48 to clear the AO finance (saves now 21.12 a month)
    Going forward it will be between £40-£100 a month as I also don’t have any spare funds aside so looking to get to 3 months salary on top of paying debts, so long term challenge for me.
    Challenges
    MFW 2026 #6 - 450/2,500

    Completed Challenges
    MFW 2025 #6 - 14,871.56/14,000
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    stuartp2000 said:
    Hi
    I would like to join, been lurking on forums for a month and this sounds good.
    I have £10800 on a loan and also a finance agreement with AO (and one with Apple but that is interest free). 
    I will save spare cash and make probably 1-2 payments a month
    Starting today I paid £114.48 to clear the AO finance (saves now 21.12 a month)
    Going forward it will be between £40-£100 a month as I also don’t have any spare funds aside so looking to get to 3 months salary on top of paying debts, so long term challenge for me.
    Welcome! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
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