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Payment A Day Chapter 18
Comments
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Looks like lots of pads today off to a flying startvanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.001 -
hey all!
£50 to the CC today.Trying to save 10% a day and then pay it over once a monthJanuary 2025 - Debt £20,0060 -
Morning all.
£20.01 to cc2 today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)1 -
Morning everyone 👋🏾, my little but mighty £1 to the overdraft for me today, thanks. Have a good day 🤗Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Day 1 totals:
Padders: 10
Total Padded: £160.84
Way to go guys!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -3 -
My Pad for the day is £2.80.Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -1
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Morning all, £3.65 today off the MBNA card.
Thanks to the totter upper RSDISCOS - did you say you would do it this month? Very kind of you x22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.391 -
Tiddlyteddy said:Morning all, £3.65 today off the MBNA card.
Thanks to the totter upper RSDISCOS - did you say you would do it this month? Very kind of you xPlan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
Hi
I would like to join, been lurking on forums for a month and this sounds good.
I have £10800 on a loan and also a finance agreement with AO (and one with Apple but that is interest free).I will save spare cash and make probably 1-2 payments a month
Starting today I paid £114.48 to clear the AO finance (saves now 21.12 a month)
Going forward it will be between £40-£100 a month as I also don’t have any spare funds aside so looking to get to 3 months salary on top of paying debts, so long term challenge for me.Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0002 -
stuartp2000 said:Hi
I would like to join, been lurking on forums for a month and this sounds good.
I have £10800 on a loan and also a finance agreement with AO (and one with Apple but that is interest free).I will save spare cash and make probably 1-2 payments a month
Starting today I paid £114.48 to clear the AO finance (saves now 21.12 a month)
Going forward it will be between £40-£100 a month as I also don’t have any spare funds aside so looking to get to 3 months salary on top of paying debts, so long term challenge for me.Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0
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