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Payment A Day Chapter 18

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Comments

  • Six pads so far today. So happy we have revitalised this challenge. The tiny amounts all add up, it’s the consistency that makes it worthwhile. Any padders lurking? Can we get into double figures today? Be great to have a few more join as it really motivates me to read other people’s pads. Anyway, happy new year, hopefully 2021 will be better. Best wishes. X
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




  • Hi, can I join you please?

    I used to be a regular visitor and managed to reduce my debt down from £22k to just over 11k since February 2017 but in the last few months I lost my motivation.

    I want to get back into debt busting properly - I have £6k on an Mbna card and I want to throw every penny at it to get it down during the interest free period. 

    I made a payment of £1.21 today. 


  • Hi, can I join you please?

    I used to be a regular visitor and managed to reduce my debt down from £22k to just over 11k since February 2017 but in the last few months I lost my motivation.

    I want to get back into debt busting properly - I have £6k on an Mbna card and I want to throw every penny at it to get it down during the interest free period. 

    I made a payment of £1.21 today. 


    It would be great to have you here, the more the merrier! 
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




  • Maeve444
    Maeve444 Posts: 86 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Hi can I join please I used to be a regular then life and stuff got in the way but I am now able to focus and have been doing for a few months now so wanting to keep it up be joining challenges for inspiration to keep going .


    DFD December November 2025 

    £59242.78       31-12-2021 
    £38177.49      01-01-2024
    £36850.00      01-02-2024
    £34216.82       07/03/2024
    £32160.49      28/05/2024
    £29225.77     27/08/2024

     (Going Down one pence at a time )
    Paid To Date:   £30,017.01
    Paid in 2024:     £8951.72
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Yay the more the merrier
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    lynnsey30 said:
    Yay the more the merrier
    Absolutely! The spreadsheet is ready to start counting! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Happy New Year to you all.

    Paid £1.04 off cc today to tidy up the balance. I want to clear £3028 this year so £3026.96 to go....
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£260
  • Maeve444
    Maeve444 Posts: 86 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Payment today made of £59.97 off a CC


    DFD December November 2025 

    £59242.78       31-12-2021 
    £38177.49      01-01-2024
    £36850.00      01-02-2024
    £34216.82       07/03/2024
    £32160.49      28/05/2024
    £29225.77     27/08/2024

     (Going Down one pence at a time )
    Paid To Date:   £30,017.01
    Paid in 2024:     £8951.72
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    This is ace. So glad to be back on the PAD mission! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi All

    Please can I join, I used to be a regular 'padder' when I was overpaying on an old loan. I paid off my student loan a few weeks ago so the next two debts that I would like to hit are relatively small so would like to pay both off by Early March.
    Debt 1 £280
    Debt 2 360
    Thanks

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