Payment A Day Chapter 18

Erme

Keedie wrote: »

Morning All,

I hope that you're all doing well. I finally decided to get my head out of the sand and move some money around so that I could clear as much of my two overdrafts as possible, as the daily fee was a bit :eek:.

So with a balance transfer to a 0% credit card, to buy me more time to get back into employment, my PAD offering today is a massive £1,400. I've managed to clear the smaller overdraft and cut the other one in half :j so I am feeling much better about things. It was getting me down too much.

Have a good day everyone,
xx

For this major decision making in a very good way there is only one thing for it!

jet9cat wrote: »

Some great PADs being made lately and, just as important, some clear decision making on what to do about debts. Sometimes you get in a bit of a rut just trying to deal with things and it's always good to take a step back and check you are doing the best you can, getting the best rates etc.


For me survey money has ennabled me to make a payment of £25 to balance cc2 today please.

So true....in my debt free journey I often stalled or took a few steps back - good to have a clear look at what you are doing debt busting every so often and tweak/change a few things to get back on track!

So second these wise words - remember one of mantras folks! tis not going down that's the crime but staying down

Blessings folks

E

sashybo

Morning all, usual £1 to loan no1 which is now hovering at just over £2k. :j Have managed to cut the term of this loan by a year with overpayments. :j:T

Keedie

Hi All,

My PAD is my minimum payment direct debit of £25 to MBNA. This is now finally under £800 so I am starting to see the light at end of the tunnel :j.

Sashanut - glad that you're all better. I've never had norovirus but I know that it wipes you out too.

Erme - thanks for my llama much appreciated and I am sleeping much better since I've moved things around and I am actually budgeting more. I have had my head in the sand for far too long.

Sashybo - well done, reducing it by a year is an amazing achievement :T

Keedie,
xx

kirtsypoos

Afternoon PADdingtons!

£115.00 for me today please

It's payday but I haven't done the budget for the month in full and all my debt is 0% so I'll just keep paying it off as and when through the month.

It's also my birthday on Saturday so hopefully I can make a birthday money PAD at some point

fendi-bag-lady

Hope no one minds me joining in! Purse round down so £1.19 into savings pot.

LittleMissDetermined

Hello!

£55.50 for me today

LMD xx

sunshine81

Hello,

Kirtsypoos it's great to know all your debt is at 0% at least, it takes the edge off! I am working on it, some of my o% deals end in the next few months so we'll see.

Sashybo cutting the date by a year is amazing! Well done!

Well my matched betting winnings are in my current account - well they were - I sent it straight to Barclaycard, all £388.84 of it

erin_transport

£100 to cc
Thanks

kirtsypoos

sunshine81 wrote: »

Hello,
Well my matched betting winnings are in my current account - well they were - I sent it straight to Barclaycard, all £388.84 of it

Wow sunshine that is an AMAZING amount! Perhaps I should have another look at MB - it just didn't make sense in my little brain last time I tried to get my head around it

sashanut

Hi all :j


My PAD is £85.98 - to M&S cc - thanks Mandz !