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Payment A Day Chapter 18
Comments
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Morning All,
I hope that you're all doing well. I finally decided to get my head out of the sand and move some money around so that I could clear as much of my two overdrafts as possible, as the daily fee was a bit :eek:.
So with a balance transfer to a 0% credit card, to buy me more time to get back into employment, my PAD offering today is a massive £1,400. I've managed to clear the smaller overdraft and cut the other one in half :j so I am feeling much better about things. It was getting me down too much.
Have a good day everyone,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Hi all!
A PAD of £400 for me this week after having a good think about what I would like to achieve this year
£755/£1606.17
Chappie xPAD - Barclayloan - £3078.32/£3758.32
January 2022 Grocery Challenge - £600
Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365
Virtual Sealed Pot Challenge 2022 - £8.55/£5000 -
Afternoon all!
£5 for me today please
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Evening
£35 O/P to mortgage
ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Good morning all
Well one eveyone for all the PADs :T:T
Keep up the great efforts. let's go,go,GO
Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
2017 Womble #35 £3463.27Sept NSDs 4/15:staradminCCCChl 9/12 months:DSept PPChl#002 Pts 71 0 -
Friday 17th March total
Amazing
£2,066.49PAD Maker0 -
Sorry I've missed the last 2 days I got really caught up in matched betting Cheltenham! Well worth it though, as soon as that money hits my account it'll be a PAD and a great one! I hate waiting for money to clear...
In the meantime I've looked at my credit cards and some promotional 0% deals are ending in the next 3 months, so I've done a balance transfer (to a card that offer 0% for 2 years with 0% fee) and now need to really focus on getting rid of the rest that's being charged interest.
So today I've paid £17.70 to Tesco.0 -
Afternoon all
£14.95 for me today please
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Some great PADs being made lately and, just as important, some clear decision making on what to do about debts. Sometimes you get in a bit of a rut just trying to deal with things and it's always good to take a step back and check you are doing the best you can, getting the best rates etc.
For me survey money has ennabled me to make a payment of £25 to balance cc2 today please.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Evening
£45 to S&S isa
£20 to investment
£65 total. Thanks.On a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0
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