We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment A Day Chapter 18

12972983003023031158

Comments

  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Quiet day on the thread yesterday but we still managed a total of




    £245.40
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hi all

    Just a bank round down to the credit card for me today of £4.59

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Hi
    £5 to cc
    £10 to btl mortgage over payment
    £15 total today. Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • £5 paid to CC1 today.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Evening all. Have been waiting for some funds to hit my account so couldn't PAD Friday/yesterday. Today is therefore a bumper PAD for me.

    £100.08 mortgage overpayment.
  • Morning everyone

    Regular payment for me today of £27.70

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Iheart
    Iheart Posts: 179 Forumite
    Part of the Furniture
    £6 from me to my loan today.
  • Cazzell
    Cazzell Posts: 47 Forumite
    Pad today £19.06 to CC2
    Proud to be dealing with my debts:j
    Snowball amount £25548.54
    PAD Challenge £959.84 (Oct - Dec 2017)
    1% Challenge so far 11%(Oct - Dec 2017)
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hi all

    I'd like to join please.

    I have £6,800 on credit cards and my partner is moving in with me next year, so I will have the means to pay them off. I don't want her to know as I feel ashamed as I have ample income but just overspend and have nothing to show for it! I need to focus upon not spending unnecessarily for now and make a start in repaying more than the minimum. They are on 0% deals but I need to get cracking.

    CC1: £4300
    CC2: £1400
    CC3: £700
    Next account: £400

    I made a start today by paying:
    £17 off CC3

    I am going to try to pay off the Next one first due to high interest and after Christmas can get cracking on this. The forum is inspirational! And I need to address this rather than carry on blindly.

    Plus, today I have not spent a penny so an NSD?

    Thanks in advance
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Hi
    £10.00 to online savings
    £180 to cc
    £190.00 total for me today

    Welcome Trickster, friendly bunch on here. Good luck.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.