Payment A Day Chapter 18

jet9cat · 28 November 2017 at 9:52PM

Huge congrats on clearing the cc cufc-mike, bet that feels good.

Welcome back Picklepot - you know the rules - you might take a break but you never really leave PADding.

£5 to the cc for me please.

cufc_mike · 28 November 2017 at 10:32PM

jet9cat wrote:

Huge congrats on clearing the cc cufc-mike, bet that feels good.

kirtsypoos wrote:

Massive congrats cufc_mike - it's the best feeling isn't it?!

Unbelievable feeling. Can't wait to start hitting my mortgage now. Phoned up today to get details for making overpayments, so ready to make my first PAD towards that tonight

Picklepot wrote: »

Hi all
Can i return please?..
I have been missing in action saving an emergency fund.:j
I cant pay off much but i do check my banks daily so figured even if i did a round down every day that would still mount up by the end of the month to pay off CC no 1 which is 0% until 2019.

Of course, welcome back

As you say, every little helps. Good luck!

cufc_mike · 28 November 2017 at 11:51PM

So I've set up a new savings account in my Halifax Online, specifically for Mortgage Overpayments, and have made my first PAD of £14.95 into there. With my CC, I would just make the PAD direct off that each day. With the mortgage overpayments I think I'll build them up in this savings account until I get a few hundred, and then make a one off PAD. I can make £3,350 of overpayments between now and 01/08/2018 without incurring any charges, so don't think that'll be anything to worry about :rotfl:

So day 1 of my new adventure...£14.95 towards my mortgage

As November draws to a close - I've really enjoyed doing this daily, and look forward to doing so again - but we now need a volunteer to tot up the totals throughout December. Any takers?