We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 18
Comments
-
Minimum payment day! Direct debit of £18.49 taken already today. Will hopefully be making a further PAD this evening
0 -
Morning!
Pay day for me so £343.18 to various places please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60000 -
£2.57 for me today please:)November NSD's - 70
-
Loose change: 40p to cc.
0 -
£5.60 to Very today pleasePAD Maker0
-
Emptied the small change jar today and took it to the coin machine at the bank so paid it across to the cc tonight - £6 less I've got to find now.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
0 -
Thanks CUFC_Mike!
Mine will be gone by the end of this month I think.
Please put me down for £3 to my debt 2 and £3 to the OH's CC. Thanks!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0 -
Minimum payment day! Direct debit of £18.49 taken already today. Will hopefully be making a further PAD this evening

I've done it! £37.40 additional PAD today means I've finally got my cc balance down to £0.
:j:j:j:j:j:j:j:j:j:j:j:j:j:j
What on Earth am I going to do now? Time to hit the mortgage!0 -
£5 payment made to my loan today
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
0 -
The total payments for Monday 27th November:
£430.64
CURRENT NOVEMBER TOTAL:
£10,924.91
:T:j:T0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

