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Payment A Day Chapter 18
Comments
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Morning,
Have just read through the thread and it looks super helpful, i need all the help I can get to complete my debt free journey.
May I join and start my PADing off with a simple £1?LBM January 2017 £34k will have paid back finally by my DFD May 2021got my first store card on my 18th birthday, never known a life without the grey cloud of debt looming over me. 18yrs and the end is finally in sight 🤩0 -
Welcome aboard eternal_sunshine and angela84 :wave:
Long wait until payday, so just £1 to card 2 for me today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
Morning all
£22 to cc
£24.50 to pension pot
£46.50 total today. ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
another £1 off my virgin card!Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.390 -
!!!!!!! Just realised I did a payment on both Monday and Tuesday but forgot to come on here and update
Today I have sent £1.94 to Lloyds cc0 -
I padded £36.38 to Tesco ccBarclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
Total: £8,027.80/£5 = 100%/0.06%
Mortgage £99,692/£51,652.33 51.8%
Car Loan: £9,217.20/7,527.38 81.67%
My Money Managing Ways0 -
£50 today to Barclaycard
Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
Littlewoods 7000/107.68
July NSDs 14/150 -
Hi all, £27 to loan no1 as got some more survey money through. :j
Welcome to the newbies. :hello: My usual PADs are £1 and are only larger when I get survey money through, it all adds up. :TSuccess is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Hello everyone, sorry been missing for a week or so
..
Today's PAD for me please ...
10.00 loan
10.00 capital one
10.00 barclaycard
10.20 next
£40.20 in total please
I've missed not being on here and adding my pennies!!
I joined a month ago (17/7/17) and have PADded £513.55 already - everyone has inspired and motivated me and it's true... it is addictive :T:rotfl:0 -
Oooh, more newbies, welcome everyone, doesn't matter how big or small the PAD or if you manage a payment every day just use the friendliness and help on here to motivate you to keep chipping away at that debt or savings target.
Paid £8 off balance cc1 today thanks to a payout from pineconeEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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