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Payment A Day Chapter 18
Comments
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£1.73 off my CC today.
Feel daft posting such amounts, but I suppose it all adds up. Nearly doubled by usual monthly payments already, so it's making a difference!LittleMissDetermined wrote: »Good morning! All padding adds up cufc_mike, the pennies turn into pounds and everything you add that's extra makes a difference.
The total amount PADded for Monday 14th August is...
£185.22
:T
Mike you need a wee maths lesson! Pad an extra £1 a day for a year and that's over £360 on debt per year gone on who knows what!
Mike (and others) - never beat yourself up for padding the pennies. It really does make a difference. It is not silly and I am 100% behind the penny pads! So no beating yourself up? Got that
:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Good Morning,
Todays PAD
£75 to Next
£14 to Overdraft
£213.04 to loan 1
£52.56 to loan 2
£25 to Emergency Fund
My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid0 -
just discovered this thread, very motivating!!
my first PAD is a very humble £1 off my virgin credit card!Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.390 -
eternal_sunshine wrote: »just discovered this thread, very motivating!!
my first PAD is a very humble £1 off my virgin credit card!
Welcome to the thread! :TLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Hi everyone
£5 to cc
£5 to online savings
£5 to 2018 holiday pot
£15 total today. ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Good evening everyone! Hope everyone is well! Please put me down for £10 to the usual debt two! Once cleared this will take me under the £500 mark! Woo hoo!
cufc_mike every little does make a difference. It all soon adds up!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0 -
Welcome eternal sunshine to a very friendly thread. There's only one warning - it gets addictive!
My payment today is £75 off the balance ccEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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£1.27 off my CC today.0
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£300 PAD for me today ... ebay stuff sold last night .. yay ��DFW
January £0/£11,100
NSD
January 1/310 -
The total amount PADded for Tuesday 15th August is...
£815.09
:TLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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