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Payment A Day Chapter 18

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Comments

  • brednall
    brednall Posts: 580 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 15 June 2017 at 1:03PM
    Hi all - coming back to Money Saving after a while away but I think things are getting away from me.

    Looking at doing the PAD challenge but still getting my head around it. I have 2 credit cards that definitely need reducing. £4.86 now paid to one which leaves my bank with a nice round balance. Hope this is how its meant to work.
    Baby daughter born Jan 10
    Baby son born June 11
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Welcome back brednall :)

    PAD works however is best for you - it can be a penny if that's what you have available, or just a quick check in even if you can't PAD that day - really keeps motivation up :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all,

    £11.29 to mortgage today please :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Another £5 paid off for me today please LMD
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • mandz1
    mandz1 Posts: 2,548 Forumite
    morning all, happy Friday.
    an unusually big one for me today. £150 to bank of mum and £153.59 to cc1

    total PAD of £303.59
    PAD Maker
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £50 paid to the balance cc for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Good morning PADdingtons! Welcome back Brednall

    The total for Thursday the 15th of June is £311.13

    :T
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Back with my own PAD for the day, I have decided to move my expenses payments to my EF, in case anything goes wrong with the car I can use my mileage claims to pay for it.


    £37.60 for me today to EF :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • redkelly
    redkelly Posts: 203 Forumite
    Hi All

    Only A £5.82 payment this week need to get in gear with paying this off
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • Lau0707
    Lau0707 Posts: 74 Forumite
    Morning all, so we decided to buy the kids a swimming pool for £17. We really want to stop spending money we don't have at the weekends when my husband is home, so finding ways to keep occupied at home. Lots of walks to the park as my eldest now rides his bike, and trying to have as many NSDs as we can :-)

    I got my rebate, but with my car service due next week, council tax and £75 for my half of a holiday next year to disney, It left us with about £100 :'( But £33.25 onto the credit card today :) Looking forward to putting more on next week xx
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