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Payment A Day Chapter 18
Comments
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Hi all - coming back to Money Saving after a while away but I think things are getting away from me.
Looking at doing the PAD challenge but still getting my head around it. I have 2 credit cards that definitely need reducing. £4.86 now paid to one which leaves my bank with a nice round balance. Hope this is how its meant to work.Baby daughter born Jan 10Baby son born June 110 -
Welcome back brednall

PAD works however is best for you - it can be a penny if that's what you have available, or just a quick check in even if you can't PAD that day - really keeps motivation up
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Afternoon all,
£11.29 to mortgage today please
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Another £5 paid off for me today please LMDEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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morning all, happy Friday.
an unusually big one for me today. £150 to bank of mum and £153.59 to cc1
total PAD of £303.59PAD Maker0 -
£50 paid to the balance cc for me today pleaseEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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Good morning PADdingtons! Welcome back Brednall
The total for Thursday the 15th of June is £311.13
:TLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
Back with my own PAD for the day, I have decided to move my expenses payments to my EF, in case anything goes wrong with the car I can use my mileage claims to pay for it.
£37.60 for me today to EF
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
Hi All
Only A £5.82 payment this week need to get in gear with paying this offPayment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Morning all, so we decided to buy the kids a swimming pool for £17. We really want to stop spending money we don't have at the weekends when my husband is home, so finding ways to keep occupied at home. Lots of walks to the park as my eldest now rides his bike, and trying to have as many NSDs as we can :-)
I got my rebate, but with my car service due next week, council tax and £75 for my half of a holiday next year to disney, It left us with about £100
But £33.25 onto the credit card today
Looking forward to putting more on next week xx 0
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