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Payment A Day Chapter 18

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Comments

  • So I was away at the weekend but I had a PAD of £700 on Friday and another £150 today .. Whoop !!!

    Excellent PADding, I've updated Fridays total to include your £700

    :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning PADdingtons!

    The total for Sunday the 11th of June is £171.26

    :T
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • My offering today is £27.70

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £100 for me to balance cc again please LMD.


    Lau, keep going, you're doing fine. I know what it's like when you've got money in the pipeline earmarked for debt and it seems to be taking for ever to come through and in the meantime you feel like you're not getting any where but please don't be too hard on yourself. You are taking positive steps and you will get there.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning everyone :);)

    Super going with all the PADs :T - keep up the great efforts ;)

    Wishing you all a super blessed PADay! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • Lau0707
    Lau0707 Posts: 74 Forumite
    Morning everyone,

    Thanks for the kindness.

    I sold my old iPad yesterday for £150, so £50 went to my mum for what I owed her, and kept the other £100 in the savings at the moment as unsure financially where we stand this week in terms of my rebate coming or not so best to keep money aside :)

    £2.34 onto my credit card today, going to be going through old clothes and stuff for eBay once the boys have calmed down- which will probably be when they go to bed tonight lol. We have another iPad, but hubby is unsure what to do with it. We also have an old phone been quoted £50 for it, so going to make him take it to town tonight after work. Have a lovely Monday everyone! and thank you all for keeping me going <3 xxxx
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Credit cards and emergency fund should be first priorities after your LBM. I disagree about no emergency fund - doesn't have to be big - but if you don't have it more likely to slip back into/more debt when a white good dies or something happens (think mine was £500 when I began debt busting years ago)

    Take mr no budget - he has debts and the bank of Mum and Dad - his boiler died the other week - cost £150 or something to get fixed - it was an emergency so he had to borrow more money to get it fixed

    Just think about it folks. If you still choose to fling all your cash at your debts that's your choice but just the reasoning behind having an emergency fund as I see it and what I did

    Lisa - down in the dumps Mrs? Well this is only virtual but just imagine it and enjoy
    Malteser-Slice-6.jpg

    e
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £20 for me today please :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • mumofthetwins
    mumofthetwins Posts: 1,111 Forumite
    Hi Guys .. transferred my money around today from my ebay sales last night so another £150 for me today :)


    Im feeling so much better now that im facing this head on .. and im so glad I didn't take the money on my mortgage now .. Thanks a million everyone x
    DFW
    January £0/£11,100

    NSD
    January 1/31
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Good evening everyone! Please put me down for £5 to the usual debt 2!

    I agree jet9cat
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
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