Payment A Day Chapter 18

LittleMissDetermined

Back with my own payment of £91.79 to the credit card

LMD x

mumofthetwins

Morning guys .. Has some expenses paid into my account so that's £40 I've just paid off VCard .. Yay

Gotta say loving this PAD

mumofthetwins

Hopefully my savings account cheque should be cleared tomorrow then that will be another good chunk of my card off ...
Can I ask guys if you use your savings to clear debt ? I did have around £6000 in savings but I have used this to clear some cards ..

Lisa x

erin_transport

Morning
£1138 paid to cc (from a ppi refund) so so so so after they calculate the final interest it's GONE!!!
Yay!!!!

Lau0707

Morning everyone!

£7 paid to credit card this morning, taking it to £999. Feeling a little overwhelmed at the moment as wanted a lot of debt cleared before our baby was due, and in fact we have cleared over 5k since January, but outstanding is;

£999 credit card
£1225 OD
£59 Next
£419 Water
£366 Elec
£799 Gas

£3000 to my mum, but she's lenient with us paying it back.

ARGGGHHH!!! Feel like all my PAD's are getting no where, but then I just totalled up how much I've put on my CC since the 26th May and its £70 so that made me smile. Feeling a little deflated today Amazing how mistakes you done years ago really do follow you around. Since January 2016 we've cleared nearly £20k, but feel like it isn't getting anywhere now with me out of work. x

Lau0707

A lot of people say keep some money in the savings for emergency fund, but to be honest for me I don't. I would rather clear debt than have savings as I could have £5k in debt, or £5k in savings, both incurring interest, but the debt incurring more haha. x

mumofthetwins

Lau0707 wrote: »

A lot of people say keep some money in the savings for emergency fund, but to be honest for me I don't. I would rather clear debt than have savings as I could have £5k in debt, or £5k in savings, both incurring interest, but the debt incurring more haha. x

Thanks laou .. That's what I was thinking so used it to clear 2 cards and I'm chipping away at the others.
My cheque from my isa should clear tomorrow so that's a bit more off (I do need to take cash out for kids guitar lessons though) x

jet9cat

£25 paid off OH's cc today.


Some great totals being paid off and milestones reached which is always encouraging for all of us.

White-as-Snow

Evening! Wow some high PAD's being made lately! Well done to all of you!!
A PAD of £1.05 for me please x

LittleMissDetermined

Good morning everyone

The total for Wednesday the 7th of June is £1302.84

:T