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Payment A Day Chapter 18
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Morning
£2 to cc
thanks xOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)3 -
Thanks @AntoMac! I’ve never looked at it as 1/4 pounds owed. But I like that. Just 3/4 pounds owed to go...!Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Bit of a pause for breath yesterday,
PAD total for 22 November 22 was £17
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Today’s PAD £5 to Sainsbury CC27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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Morning! £12 for me today (£7 to sealed pot and £5 to CC7)
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Morning
Cashed out PAD pot and sent to Virgin CC - £30.
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
£6.83 account round-down for me today.
PAYDBC24 #8 ~ £10188.212 -
Well I have decided....after some advice from other members, that I am going to declare the money I put into savings pots as well as the actual debt payments. So with that in mind, I would just like to add the amount I have saved since I started on this challenge and haven't yet declared....
£16 towards Christmas and Birthdays 2023 pot
£74 towards Boiler annual service and house & car insurance pot
£70 in the EF pot
I'm not listing the Christmas/birthday savings or the Boiler/Insurance in my signature and they will go up and down throughout the year as we use the funds. But at least there should always be enough in there to cover what is needed...or at lease most of it.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Morning!£6 to CC7 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
£5 to debt
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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