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Payment A Day Chapter 18

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Comments

  • Me again with £7 to CC7 from a Prolific cashout
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • Just £1 today so far to the F&F DMP debt pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £32.21

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Doily94
    Doily94 Posts: 585
    500 Posts Third Anniversary Name Dropper Photogenic
    Forumite
    Well done @shell16

    £4.14 for me today, to my loan as usual. 
    PAYDBC24 #8 ~ £10188.21
  • Well done Shell!!
    £10 to debt x
  • Keedie
    Keedie Posts: 3,298
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Forumite
    shell16 said:
    Morning

    £1155.02 split £739.22 to various places and £415.80 to my loan which is now paid off! :smiley:

    Congratulations @shell16! You must feel like a proper weight has been lifted off your shoulders. Yay! 

    I've got some good news myself. I've finally paid off 25% of my debt since 1 August 2022, as my fixed direct debit to MBNA of £102.33 put me just over 25% repaid!
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
  • Just noticed your post @shell16, well done. Will have a drink in a minute to toast you. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £32.21

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AntoMac
    AntoMac Posts: 3,629
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Well I’ve raised my cup of tea to you @shell16
    Much as I would like something stronger that might have to wait till the weekend! Likewise a very well done to you too @Keedie
    To clear one in every four pounds of your original debt in just a few months is an outstanding achievement. I raise my cup of tea to you too
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,629
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    £5 to  MBNA
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • A huge well done to you both @Shell16 and @Keedie! Updates like that keep us all going!

    £10 for me today to CC7
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • AntoMac
    AntoMac Posts: 3,629
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    PAD total £1288.47 for 21 November 22

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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