Payment A Day Chapter 18

CMD79

AntoMac said:

An amazing £8791.43 

PAD total for 7 November 2022

@CMD79 take a bow! 

Thanks everyone! I do feel somewhat a fraudster! But you know, a payment is a payment!! 

I'm adding £50.69 to Tesco to try to get that little bit leftover cleared with my extra money from £10 A Day Challenge money!

Makingabobor2

Well today is the normal day for the DMP monthly DD's, which is £28.41, but I'm not sure I should count that as a proper PAD as its a normal DD and not something I'm trying to do extra. 
So proper PAD today is £5 to the DMP/F&F pot, these are for when I have enough to be able to try and make them an offer, they keep sending us offers that we haven't been able to accept so far, but if I keep saving, one day I will. 
I am also making small deposits into savings pots as seen in my signature, for EF and Christmas '23, but as I declare them on a different challenge, again I don't really see them as a PAD. My PADs are all about the debt busting! 

   Half way through next year, my pension will kick in and that should make a big difference to everything.  I won't be giving up my surveys & selling off my rubbish though. 

Keedie

You can certainly count your payments to the DMP @Makingabobor2. I count my regular direct debits to pay off my cards or loans. It's a debt payment after all. I also count the money I set aside for sinking funds to manage things like Christmas, birthdays, car maintenance etc, which prevents me from relying on credit or having to borrow to meet these obligations, so I wouldn't worry about what does and does not count, as we're all on our personal journeys.

£8 to PAD Pot
£5 to emergency fund

£13 total 

CMD79

Keedie said:

You can certainly count your payments to the DMP @Makingabobor2. I count my regular direct debits to pay off my cards or loans. It's a debt payment after all. I also count the money I set aside for sinking funds to manage things like Christmas, birthdays, car maintenance etc, which prevents me from relying on credit or having to borrow to meet these obligations, so I wouldn't worry about what does and does not count, as we're all on our personal journeys.

£8 to PAD Pot
£5 to emergency fund

£13 total 

Absolutely agree! You're doing great @Makingabobor2 Count it all!!!

LittleMissDetermined

Back with £4 survey cash out, I've sent that to CC7
LMD x

Doily94

A payment is a paymet, count it all!

£3.50 for me today 

LittleMissDetermined

Finally able to cash out £6 from Prolific and sent it to CC7 
LMD x

[Deleted User]

£50 to debt x

AntoMac

PAD total for 9 November 22 is £66

AntoMac

You count your PADs in whatever way suits you @Makingabobor2
I’ll count you as the full amount of £33.41 when I total up today if that’s ok by you?

As @Keedie says, we are all on our own journeys so there’s specific no right or wrong way to count our PADs. Hope you are having the most wonderful break Keedie.