November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Payment A Day Chapter 18
Comments
-
£7 to debt27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
-
PAD total for 6 November 22 £1140.92
well done in particular @C@CMD79 for clearing 2 debts completely
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Morning £1.09 to SPC.
Thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
Morning everyone, really well done @CMD79 on clearing 2 creditors!
My offering today is just £1 to CC7 please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
You are doing fabulously well!!! Congratulations on seeing the 5ks!! It's a huge commitment you've made to this debt busting, and you're very much succeeding. I had no idea what a difference just a £1 would make, but it is as much a mental difference to getting the debt paid down as the physical difference.LittleMissDetermined said:
I know! It’s soooo exciting 😃 I had said I was going to save up the c-cat payouts and do one weekly to save as many transactions but as this pushed me below £6k I made an exception today.Deleted_User said:Yay you're in the £5ks LMD. CongratsxxI’m so chuffed with the way things are going at the moment, I need to keep it up!LMD x
Hats off to you LMD
3 -
Thank you, this thread has made all the difference to my attitude to debt-busting and it's down to all you guys who keep it goingCMD79 said:
You are doing fabulously well!!! Congratulations on seeing the 5ks!! It's a huge commitment you've made to this debt busting, and you're very much succeeding. I had no idea what a difference just a £1 would make, but it is as much a mental difference to getting the debt paid down as the physical difference.LittleMissDetermined said:
I know! It’s soooo exciting 😃 I had said I was going to save up the c-cat payouts and do one weekly to save as many transactions but as this pushed me below £6k I made an exception today.Deleted_User said:Yay you're in the £5ks LMD. CongratsxxI’m so chuffed with the way things are going at the moment, I need to keep it up!LMD x
Hats off to you LMD
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60004 -
Erm.... So, I've just paid off Barclaycard £5710.14 and most of Tesco £3000

So, £8710.14 for me today please!
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)3 -
Yes! Completely agree @LittleMissDetermined . This forum, and it's (hugely varied) contributors have changed my life. xxLittleMissDetermined said:
Thank you, this thread has made all the difference to my attitude to debt-busting and it's down to all you guys who keep it goingCMD79 said:
You are doing fabulously well!!! Congratulations on seeing the 5ks!! It's a huge commitment you've made to this debt busting, and you're very much succeeding. I had no idea what a difference just a £1 would make, but it is as much a mental difference to getting the debt paid down as the physical difference.LittleMissDetermined said:
I know! It’s soooo exciting 😃 I had said I was going to save up the c-cat payouts and do one weekly to save as many transactions but as this pushed me below £6k I made an exception today.Deleted_User said:Yay you're in the £5ks LMD. CongratsxxI’m so chuffed with the way things are going at the moment, I need to keep it up!LMD x
Hats off to you LMD
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)2 -
Oh my word....how on earth did you manage that. Well done. Sending virtual hugs to you....CMD79 said:Erm.... So, I've just paid off Barclaycard £5710.14 and most of Tesco £3000
So, £8710.14 for me today please!

Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,204....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1360/£3000
.
Studies/surveys Feb....£78.31
Decluttering items 1402/2025. 96/2026
Books read 23 in 2025. 2026- 6 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
My husband, out of the blue said he'd help with my debts if I can continue to not spend and budget as well as I have been. I don't know what to do with myself today. I feel complete bewilderment.... also, can I legitimately add this to my £20 a day challenge or not?!Makingabobor2 said:
Oh my word....how on earth did you manage that. Well done. Sending virtual hugs to you....CMD79 said:Erm.... So, I've just paid off Barclaycard £5710.14 and most of Tesco £3000
So, £8710.14 for me today please!


November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

