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Payment A Day Chapter 18
Comments
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That's a great reduction in spending and boost to your budget @Tiddlyteddy! It really does all add up doesn't it? I fell off track monitoring my every spend, to see where I am haemorrhaging money, but I know that it's food that is causing me the problems. A few pounds here and there for things that I think I need, just drain me financially. But it's such a good feeling to have money set aside for living life isn't it?
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/505 -
PAD to Sainsburys CC of £13 which is my train and car park savings for travel today as did not go into work.
Thanks
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Further PAD to Virgin CC of £65 as forgot to actually transfer when I got paid last week!
Thanks
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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£3.71 for me today please to my little loan.PAYDBC24 #8 ~ £10188.214
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Potted £3.26 into the sealed pot challenge. Getting very excited to open the tin next month 😁.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Morning,
Another £1 to the CC2 pot pleasex
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0004 -
£15 to debt xx4
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Morning £1 to CC7 and £4 to the sealed pot
£5 in total
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Morning all,
The PAD total for 21 September 2022 was £110.58
With the cost of living crises and life in general, a lot of us are feeling the pinch and it can be incredibly stressful. My friend told me that the financial side of things wasn't the issue, it was making sure that we're all living the best life we possibly can. As looking back on life, we would be more saddened by the things we didn't do, the people we can no longer see, and not the interest we paid on a loan etc. She then sent me this, knowing my quotes fixation, and I thought I'd share...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Back with my normal direct debit of £32.87 to Sky Mobile (now 6.53% paid off since the debt rest last month.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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