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Payment A Day Chapter 18

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Comments

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Afternoon all, hope you have all had a great start to the week. 

    £84.65 for me today please, to my little loan. 
    PAYDBC24 #8 ~ £10188.21
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    My PADs are:

    £50 to MBNA
    £5 to energy bills pot
    £6.80 to PAD pot
    £10 to birthdays pot
    £5 to emergency fund

    Total PAD = £76.80
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Just cashed £6 from Prolific. Sent to CC7 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • £15 to debt x
  • Morning! £1 to CC7 for me today please.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning,

    Another £1 to the CC2 pot for me please :)
    Hoping to add £47.80 to this pot later too once a cheque clears for a WFH claim :)
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Morning, £5 to NW for me please.  Thanks, Indi x
  • Morning
    Great totals! 
    My pad today is
    £2 cc1
    £2 cc2     £4 my total pads today
    thanks 
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • £5.61 off the cc. We have a decorator coming in October so have had to put some money aside for that. Otherwise would have cleared the big credit card. Have found that the stopping smoking and a Costco stock up have completely stopped the little shops that actually added about £300 to our monthly spend. You know, the naan breads that you need, the pastries that would be fab on a Sunday morning and that bar of fruit and nut for an Autumn evening , oops, they only have the family sized one! Anyway, that has all stopped and for the first time, I have funds in separate accounts for Christmas and holidays/ days out for 2023. Feels really good. 
    22/08/2022
    BIG LOAN £15,843- 05/09/22-now £15,070.93
    HALIFAX CC £328/£1,063
    MORTGAGE 22/8/22 £367,000
    September 2022 grocery challenge £260.77/£320
    Payment a day from 22/8/22 total so far-£176.15
    Saving for Christmas 2022 £228.02
    Saving for holidays £485.39




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