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I’m taking control of my life, now.
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Just a quick update from me. I didn’t get the job I interviewed for last week but I have been offered another. There are lots of reasons why I want this job, not just more money (I like the sound of the business unit, the work, I already know and love the boss, career progression, line of reporting etc) but this is a money saving site, so will post about the salary here. She asked what it would take for me to join her, and I put what I thought was quite a cheeky request, but she said ok! So it will be around £7k raise. This is going to really help with the new cost of living and finally make a dent in this consolidation part of the mortgage.Have a good Friday everyone
PawsDebt Jan 2017 = £42kMay 2022 = £15k7 -
Great news for a Friday , well done. It will help you greatly in the coming months .Life is an adventure, never stop exploring.4
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Oh wow, you will really notice the extra £7k. Well done for asking!Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
That's brilliant news! CongratulationsMortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
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Fantastic news!
We have a catit stainless steel fountain, but I don't think it's available anymore, but catit as a brand have a few. We have had it from the day we got them which means they use it all the time, I know others have struggled to get older cats to start using them.Debt free Feb 2021 🎉3 -
Congratulations on new job and pay rise. Will definitely come in handy and nice to work somewhere you like the boss and future plans
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I did look at Velveting but I haven’t actually got around to doing it. Another exciting kitchen task once it’s finished!Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest3 -
Oh and well done on the new role and raise! I remember moving home from London and asking for double that raise and it felt like I was wishing the job away! But to my surprise they agreed. In my case it was the worst job of my life but necessary in my progression
Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest3 -
Fab job news. Huge congratulations 🎈🎈😀😀
I will try velveting but haven't yetAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.4K updated 8/5/262 -
Oh what fantastic job news - well done you, for impressing them to start with AND for being brave and asking for your worth!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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