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I’m taking control of my life, now.

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  • Oh lovely, I’m so sorry you’re struggling, and yes, absolutely get that the conversation being had isn’t one that everyone is able to join in with, or even wants to join in with.  I don’t think there is anything surprising about you being incredibly emotionally fragile right now either - “firsts” after the loss of someone close are always difficult to navigate aren’t they. Treat yourself kindly and remember that  there’s no “right way” to grieve, either. Sending lots of love. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EH, GAP and Cranky put it so well - I have little to add. Other than that whatever you're feeling is normal and part of being human, a difficult part, but part nonetheless. Hugs.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think our society is really poor at modelling grief. I think however we feel is fine and every loss triggers different responses. Sometimes it's a cumulative effect. Loss during the pandemic also makes it harder to access support from others and reduces the opportunity to grieve together.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Grief is such a personal journey and everyone has the right to experience it and react in their own way. I have been incredibly lucky (up to now) with my losses mostly limited to grandparents who were all well into their 80's, 90's and even beyond! Sad, but to me felt like part of life. 

    However I did lose a friend suddenly in my 20's, and while I grieved for them, and their families loss, it affected me in ways I could never have imagined it would. Choices I have made since, have had that event in the front of my mind. Life can be devestatingly short, and sometimes things have to be grabbed hold of with both hands.

    Grieve how you choose/need to and never feel ashamed at feeling a certain way. And know when you may need a little help, again, no shame in needing to lean on people. 

    Gently hugs at this time 
    Debt free Feb 2021 🎉
  • Thanks both

    The year milestone has been passed and somehow, I think I feel a bit better. On the day, we went and walked by the sea near Filey where we camped when I was wee, went for a carvery, and raised a glass to him in the evening with friends. I think he would approve.
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • boxofpaws
    boxofpaws Posts: 757 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    edited 21 December 2021 at 2:18PM
    Right, MSE stuff - I have been working on the offsetting of the watch spends, I’m around £160 in now.

    Good things
    • Mum has given me a little bit of money towards fuel. This really helps I go backwards and forwards to her all week and it does cost me a fortune in fuel
    • I have made around £60 doing the forbidden thing.
    • Would like to round that up to £100 before Christmas - I will track my progress here
    • payday today
    • Mr Paws put some lovely outdoor lights up
    • Applied for a tax rebate for working from home. So apparently I have a cheque for £100 on its way to me now 
    • I am not hosting Christmas. Instead we are going to my sisters. I am bringing some bits and bobs but it should be still cheaper than hosting here. Plus I do quite like my sister

    Bad things
    • Because I am contributing some items for the meal I have spent quite a lot on food
    • After bragging on this thread earlier that we don’t buy Christmas presents, I have bought Christmas presents. Nothing very expensive but just to make sure but my mum has something to open on Christmas day. Also so that my hosts know I appreciate their hospitality
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • And that sounds like a very good reason for buying presents, even when you wouldn't normally. :smile:

    I'm glad you feel a bit more settled - and it very much sounds like he would have approved of your way of marking the year. It's lovely that you found such a fitting way of paying tribute to how special he was. 

    Good work on the tax rebate, too! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you were able to celebrate your Dad's life in a meaningful way for you. 

    Good news on the £160.

    On the presents front - it's understandable... I have bought my wider family token presents - even ones I don't normally buy for... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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