Not too much going on today, have paid an extra £25 off loan 2 as we had some extra money in our pay earlier this month. Having problems entering payments into my snowball calculator, it just doesn't seem to take them, so weird, has been doing this for over a week now. Tried googling, tried different browsers etc and no luck. Might have to just try a different one but will be a pain re-entering all the info.:(:mad:
Did a p!necone survey so will get £4 for that shortly. :j 0nepoll back up to £2 and did a Y0ugov survey as well.
The loan money for the new car arrived today so bank balance looks lovely, unfortunately not for long. Will also have to update my debt total tomorrow to include the new loan so not very happy about that either.
Success is not final, failure is not fatal: it is the courage to continue that counts.
PAD started 27/01/09 - £15,399 extra paid off debt. Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Having problems entering payments into my snowball calculator, it just doesn't seem to take them, so weird, has been doing this for over a week now. Tried googling, tried different browsers etc and no luck. Might have to just try a different one but will be a pain re-entering all the info.:(:mad:
Do you use the whatsthecost one sashybo? It's been driving me mad since early Dec - it keeps working for a week or so then not working for a bit then working again! I've tried a couple of different ones but I love that one :cool:
Yes that's the one Kirsty, so annoying! Glad it's not just me, don't really want to move to another one either.:mad:
Thanks Bob, have been neglecting the second loan as it's a slightly lower interest rate but thought I should pay a bit extra off due to slightly more money in our pay.
Best get to bed, shift no 7 tomorrow then off for 5. :j
Success is not final, failure is not fatal: it is the courage to continue that counts.
PAD started 27/01/09 - £15,399 extra paid off debt. Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Hi Sashybo, good luck on busting the debt; it seems you are doing very well!
Congrats on the to-be-baby! I'd say think 'African mother' for all its needs (food, something to clothe them in, something to sleep or carry them in), all the rest of the items are just extra.
Instead of a commode, we had 2 changing mats from M0thercare, padded and with higher sides, with a washable terry cover, one upstairs and one downstairs.
Hi Sashybo, good luck on busting the debt; it seems you are doing very well!
Congrats on the to-be-baby! I'd say think 'African mother' for all its needs (food, something to clothe them in, something to sleep or carry them in), all the rest of the items are just extra.
Instead of a commode, we had 2 changing mats from M0thercare, padded and with higher sides, with a washable terry cover, one upstairs and one downstairs.
Hi Siebrie, thanks for popping in for a visit. :hello:
Well the debt busting was going well, until we needed to get a new car for said baby on the way. :cool: Doesn't help that DH was very particular about which kind of car he wanted (although it's me that will be driving it most of the time!!).:cool:
Thanks for the advice. I was thinking along the lines of two changing mats, one upstairs & one downstairs, will work out cheaper and will probably be used more.
Success is not final, failure is not fatal: it is the courage to continue that counts.
PAD started 27/01/09 - £15,399 extra paid off debt. Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Hi all, well I've updated my debt total in my signature and feel pretty gutted about it. Horrible to see it written down in front of me, especially as it was so recently under 9k. :(
New car is nice but taking a lot of getting used to and feels like a tank compared to the small car I'm used to, although it's in no way a huge car. Also struggling a bit as have moved from petrol to diesel and haven't driven a diesel for years.
Dropped DH off at the train station as he is out for some dinner and drinks tonight. Whilst I was there I practised reverse parking the car for about 20-25 mins to try and get used to the size of it and using the clutch. The reverse gear is the opposite way around to my old car & the blinking thing even has an electronic handbrake which is just something else annoying to get used to. :eek: I want a normal handbrake back. :eek: I don't like changing my car as am not a confident driver. Will take me a good while to get used to this one and feel happy driving it. Will get another practice later if DH is back early enough to want a lift home.
At home so far I've washed & ironed the work uniform shirts, including the rest of my horrible smock like maternity ones as think I'll need to move into them soon. Have also done the big weekly cat litter clean (wearing two pairs of gloves and well washed hands afterwards). That reminds me, I need to order more cat litter as down to 2 big bags in the garage and 1 half full in the kitchen cupboard now.
Need to get something to eat now as only had a bowl of cereal around 5pm. Ate well enough at work though so not too bad of me. Work was busy but mostly just small things constantly, at least it made the shift go in quicker, sometimes the last of 7 drags in a bit. 5 days off now to rest and chill out and actually see friends & family.
Success is not final, failure is not fatal: it is the courage to continue that counts.
PAD started 27/01/09 - £15,399 extra paid off debt. Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
I'd be just the same on the new car. We use Zipcar now, you join as members and pay a fee each year then a reasonable hourly fee to use the cars. Anyway we haven't used them for ages to be honest. Around a year ago we rented one to take some bits to our shop. OH drive over. I left him to go and collect our son from his play date. Got the car down a road that had an obstruction. Went to pull a three point turn, got across the road then couldn't figure out at all how to get it in reverse. Was in a complete state. Fortunately as the road was closed no one was waiting behind me but I was ringing and ringing my husband (who didn't pick up) finally I found the handbook and read what to do, which as I recall now was push down on the gear stick to activate reverse. I was used to a pull up gear stick to do reverse. Was a horrible horrible day and it shook my confidence because all I could think was, what if that had happened in traffic???
" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012. Roadkill 17 £56.58 2016-£62.28 2015- £84.20) RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
Oh Bob that sounds horrible, I would have panicked too & can understand why it shook your confidence.
The reverse on my new car you have to push down & to the top left, whereas in my old car it was bottom right so last night even when I remembered where it was I had to be careful not to go into 1st gear instead of reverse or vice-versa. :eek:
I'm very much a worrier & hate doing things "wrong" I.e. I want to be able to do things perfectly the first time I do them. Hate making mistakes & looking stupid, which stops me trying new things sometimes. Being a highly self critical worrier is very tiring at times & I need to learn to be kinder to myself. It's an on-going process.
Just chilling out on the couch with the kitties for the moment, it's freezing outside.
Success is not final, failure is not fatal: it is the courage to continue that counts.
PAD started 27/01/09 - £15,399 extra paid off debt. Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Replies
Not too much going on today, have paid an extra £25 off loan 2 as we had some extra money in our pay earlier this month. Having problems entering payments into my snowball calculator, it just doesn't seem to take them, so weird, has been doing this for over a week now. Tried googling, tried different browsers etc and no luck. Might have to just try a different one but will be a pain re-entering all the info.:(:mad:
Did a p!necone survey so will get £4 for that shortly. :j 0nepoll back up to £2 and did a Y0ugov survey as well.
The loan money for the new car arrived today so bank balance looks lovely, unfortunately not for long.
PAD started 27/01/09 - £15,399 extra paid off debt.
Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Debt Free Diary to try & keep spending in check.
Do you use the whatsthecost one sashybo? It's been driving me mad since early Dec - it keeps working for a week or so then not working for a bit then working again! I've tried a couple of different ones but I love that one :cool:
Mortgage - £151.316.54 :eek:
Debt neutral
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
Thanks Bob, have been neglecting the second loan as it's a slightly lower interest rate but thought I should pay a bit extra off due to slightly more money in our pay.
Best get to bed, shift no 7 tomorrow then off for 5. :j
PAD started 27/01/09 - £15,399 extra paid off debt.
Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Debt Free Diary to try & keep spending in check.
Good night, and sweet dreams (are made of cheese :rotfl:)
Congrats on the to-be-baby! I'd say think 'African mother' for all its needs (food, something to clothe them in, something to sleep or carry them in), all the rest of the items are just extra.
Instead of a commode, we had 2 changing mats from M0thercare, padded and with higher sides, with a washable terry cover, one upstairs and one downstairs.
2019's wi-wa-wombles € 2.244,20 = £ 1,909.46
Wombling to wealth 2018 € 972,97 = £ 879.54
Still a womble 2017 #25 € 7.116,68 = £ 6,309.50
Wombling Free 2016 #2 € 3.483,31 = £ 2,969.05
Thanks boxofpaws :rotfl:
Hi Siebrie, thanks for popping in for a visit. :hello:
Well the debt busting was going well, until we needed to get a new car for said baby on the way. :cool: Doesn't help that DH was very particular about which kind of car he wanted (although it's me that will be driving it most of the time!!).:cool:
Thanks for the advice. I was thinking along the lines of two changing mats, one upstairs & one downstairs, will work out cheaper and will probably be used more.
PAD started 27/01/09 - £15,399 extra paid off debt.
Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Debt Free Diary to try & keep spending in check.
New car is nice but taking a lot of getting used to and feels like a tank compared to the small car I'm used to, although it's in no way a huge car.
Dropped DH off at the train station as he is out for some dinner and drinks tonight. Whilst I was there I practised reverse parking the car for about 20-25 mins to try and get used to the size of it and using the clutch. The reverse gear is the opposite way around to my old car & the blinking thing even has an electronic handbrake which is just something else annoying to get used to. :eek: I want a normal handbrake back. :eek:
At home so far I've washed & ironed the work uniform shirts, including the rest of my horrible smock like maternity ones as think I'll need to move into them soon.
Need to get something to eat now as only had a bowl of cereal around 5pm. Ate well enough at work though so not too bad of me. Work was busy but mostly just small things constantly, at least it made the shift go in quicker, sometimes the last of 7 drags in a bit. 5 days off now to rest and chill out and actually see friends & family.
PAD started 27/01/09 - £15,399 extra paid off debt.
Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Debt Free Diary to try & keep spending in check.
Debt neutral
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
The reverse on my new car you have to push down & to the top left, whereas in my old car it was bottom right so last night even when I remembered where it was I had to be careful not to go into 1st gear instead of reverse or vice-versa. :eek:
I'm very much a worrier & hate doing things "wrong" I.e. I want to be able to do things perfectly the first time I do them.
Just chilling out on the couch with the kitties for the moment, it's freezing outside.
PAD started 27/01/09 - £15,399 extra paid off debt.
Total Debt paid off £67,037 Car loans £13,833 Garage conversion £5,766, O/D 0% BT £1,838.
Debt Free Diary to try & keep spending in check.