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Plodding determinedly up a 300k mountain!
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You are doing brilliantly well Michelle. I am sure you will be perfectly professional, dedicated and smart. Good luck !0
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Thanks Busy Mee! I'm just nervous about being able to get onto one of these programmes. I am sure I am capable of succeeding if I get on - I got the highest mark on two of my three degree courses and have the support of people who have completed them before - but these are so competitive just to get funding that it's unreal. It's where I'm not sure I'll manage it.
You could be easily fighting 100 people for every place (my friend and old coworker beat 170 for theirs) and in some ways it's who you know once you've hit the basic qualification bench mark. Monday's meeting might be my chance to get my foot in the door so am panicking a little.
Of course, OH has pointed out that not getting does mean I also won't get the £20k/year paycut. So we would be financially much better off!0 -
Am sure you will rock the professional dedicated and smartMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Best of luck for Monday's meetingMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Hope all goes well on MOnday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good luck for Monday! Hope it goes the way you want it to go.2023: the year I get to buy a car0
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Hope it went well today xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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Thanks everyone! I think it went ok. It was a meeting with someone who would be my boss if I got the position, but isn't part of the recruitment team. I was hoping I'd be out of this type of recruitment (I don't get a say in the recruitment of any of my staff either, it's not ideal) but we will see?
Not working today (hooray!) so am writing up my application for that position, which is a 10 page monster.
Good MSE news - had a student with a last minute panic about an exam last night, so made £70 there. Sold our oven for £40 on FB, someone is coming to pick it up at the weekend. Not bad considering it would have been dumped with the rest of the kitchen! Paid overtime at work has been stopped due to budget cuts so gotta make the numbers up somewhere.
Kitchen people came round for a check this morning, starts on Monday! Now in a wonderful mix of excitement that it's finally happening, panic becase there is so much to do and nerves that something will go hideously wrong. But in five weeks it should be all new and shiny.
The cat loves one of the kitchen guys, was up on her hind paws sniffing his fingers the whole time. Really funny.
Current Balance: £246,700.000 -
Five weeks is very quick .How exciting .0
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I really hope so! Fingers crossed it all goes according to plan.
It's Saturday.And a non-working Saturday, which is wonderful. Having a lazy morning, curled up on the sofa with the cat. This afternoon I'm going to carry on with applications - hopefully something will come of one of them soon.
Oven buyer has pulled out because "it's not wide enough". Well I put the dimensions on the advert so what were you expecting exactly? Annoyed because I turned down another (albeit lower) offer but now can't get hold of that person and it has to go by tomorrow. So probably lost out on that.
Have sold our dining table/chairs and hopefully that buyer will show up tomorrow. That we don't need to shift - it would just be easier pre kitchen. We got it really cheap before we bought this house but it's too big. We don't have a separate dining room and it takes up nearly a third of our living room. Shame as it is very nice.
Not much else on the MSE front. My credit card has flipped to a 0% so my plan is to pay for 4k of the kitchen on that which saves us dipping too far into our savings. Will then clear it in March once we've saved an extra 4k out of paydays. (The 0% is for 18 months so we are miles clear).
On a sadder news front, one of my grandmothers friends (they are the last two of their friendship group of eight) has started to refuse food and been taken into hospital. Will take my grandmother to visit her on Monday. It's really sad but if someone doesn't want to live any longer, I'm not sure what you can do. Next Saturday would have been Grandad's 92nd birthday and the following Monday is a year since we lost him so it's going to be a hard week.
Current Balance: £246,700.000
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