We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
New Journey
Comments
-
Sounds like a good idea to try and be more flexible and spontaneous and not turn down opportunities. It's easy to get stuck into a routine too tightly.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thanks HH I am my own worst enemy.
Shopping was £21.39 , I am very pleased with that as the fridge was bare.
The DGC have exhausted me, as the weather was so sunny we strode of to the park and play area . It was freezing but so lovely to see the sun. We managed an hour then came home.
Hot bath now , will then think about dinner.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Sounds like a lovely day with DGC. I too enjoyed the sunshine today
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
HairyHandofDartmoor wrote: »Sounds like a good idea to try and be more flexible and spontaneous and not turn down opportunities. It's easy to get stuck into a routine too tightly.
I agree - it’s easy to sink back and not be bothered. But I do think you need to take your opportunities while you can. The theatre trip is a good start and I I bet you really enjoy it.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Re New Year resolutions, I tend to decide to do something at a random time of year. Like when I joined WW it was in April and 2 weeks before we went on holiday. I think you need to be in the zone.
My DGC wear me out too I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Yep agree with you all, I am going to try and be less regimented with regards to some things.
I am so focused on getting rid of the CC2 from jan payday any money left out of the £30 weekly shopping budget will be paid to the CC2 .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Work has really been busy today , everyone getting back to work and routine .
Been to the gym , it was very hard work , it was also busy it being January .
NSD hoping for 3 this week. Friend popping round this evening for a coffee.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Yes I think we’re all back into the routine now! Well done on making the trip to the gym though. Enjoy your evening having a cuppa with your friend.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Cumbria_lass wrote: »Yep agree with you all, I am going to try and be less regimented with regards to some things.
I am so focused on getting rid of the CC2 from jan payday any money left out of the £30 weekly shopping budget will be paid to the CC2 .
You are so close to paying off CC2, I bet you can't wait :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yes keep trying to think of ways to get rid of £355 remaining on card.
Another NSD today, managed the gym again !
Work was very busy again, the day flew by .
Three bean curry for dinner with cauliflower rice.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards