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New Journey
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Sounds like a good idea to try and be more flexible and spontaneous and not turn down opportunities. It's easy to get stuck into a routine too tightly.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thanks HH I am my own worst enemy.
Shopping was £21.39 , I am very pleased with that as the fridge was bare.
The DGC have exhausted me, as the weather was so sunny we strode of to the park and play area . It was freezing but so lovely to see the sun. We managed an hour then came home.
Hot bath now , will then think about dinner.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Sounds like a lovely day with DGC. I too enjoyed the sunshine today
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
HairyHandofDartmoor wrote: »Sounds like a good idea to try and be more flexible and spontaneous and not turn down opportunities. It's easy to get stuck into a routine too tightly.
I agree - it’s easy to sink back and not be bothered. But I do think you need to take your opportunities while you can. The theatre trip is a good start and I I bet you really enjoy it.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Re New Year resolutions, I tend to decide to do something at a random time of year. Like when I joined WW it was in April and 2 weeks before we went on holiday. I think you need to be in the zone.
My DGC wear me out too I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Yep agree with you all, I am going to try and be less regimented with regards to some things.
I am so focused on getting rid of the CC2 from jan payday any money left out of the £30 weekly shopping budget will be paid to the CC2 .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Work has really been busy today , everyone getting back to work and routine .
Been to the gym , it was very hard work , it was also busy it being January .
NSD hoping for 3 this week. Friend popping round this evening for a coffee.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Yes I think we’re all back into the routine now! Well done on making the trip to the gym though. Enjoy your evening having a cuppa with your friend.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Cumbria_lass wrote: »Yep agree with you all, I am going to try and be less regimented with regards to some things.
I am so focused on getting rid of the CC2 from jan payday any money left out of the £30 weekly shopping budget will be paid to the CC2 .
You are so close to paying off CC2, I bet you can't wait :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yes keep trying to think of ways to get rid of £355 remaining on card.
Another NSD today, managed the gym again !
Work was very busy again, the day flew by .
Three bean curry for dinner with cauliflower rice.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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